In Get Rich with Retraining I explained that I’d enrolled on a part time Introduction to Counselling course at a local college.
It’s an introductory course (the clue is in the name) and I don’t hold myself out as a qualified therapist, psychologist or Doctor Of The Internet. But the course is accredited by the British Association of Counsellors & Psychotherapists.
This means that I’ve been learning the official stuff that you learn as a trainee therapist. And every week we role-play being a client and then being a counsellor.
Its been super-interesting. Here’s my summary of what I’ve learned so far in therapy.
There is something magical about talking to another person
Whilst The Escape Artist is capable of being
gobby loud and assertive when the situation demands, I’m an introvert at heart. Introversion can be a super-power to the extent that it makes you less likely to blindly follow the herd. Financial independence is built on conscious choices..and that often means zigging when everyone else is zagging. That comes more naturally to introverts.
But introversion can be a trap. If you can’t reach out and open up to other people in the real world, you are missing out on so much.
Opening up to someone who you can trust has an almost magical effect. By airing a problem, you break its hold over you. It’s not just a way of “getting it out” and venting; talking it through can be a source of lightbulb moments and mental breakthroughs.
There have been questions / problems / challenges that have bounced around in my head for ages like a pinball bouncing round inside an arcade game. I then verbalise the problem in a practice therapy session and BING! sometimes it’s solved mentally before I’ve even finished explaining it.
It’s a cliche that therapists don’t give advice, don’t offer solutions and offer nothing concrete to clients. Like all cliches, there is some truth in this. Counsellors are not like doctors who ask some questions, make a diagnosis and then hand down a prescription to go take some pills which will magically fix everything without any effort on the part of the patient.
A counsellor acts as a facilitator and sounding board and helps the client see their blind spots. The client is guided but they own their own problems and come up with their own solutions. Therapy is about doing the work.
Self-sabotage is a thing
I’ve learned in therapy that everyone has problems. Even the most polished,
annoyingly outwardly self-assured person is dealing with a big pile of shite in some area of their life. And even if they aren’t right now, they have in the past and will again in the future.
An example: last night I was on a crowded, late night train home. I couldn’t help over-hearing a young man, somewhat the worse for wear and in some distress, explaining to his Dad that he had problems with his vision and that was affecting his job and his mental health. Both men were working but earning low wages so money was tight. The son was worried about his vision deteriorating to the point where he might lose his job. It was distressing to hear.
The son then went on to explain that his vision was fine when sober but got bad when he was either drunk or on cocaine.
WTAF?!? The Escape Artist resisted the temptation to intervene and ask whether he’d considered…I don’t know…maybe NOT TAKING COCAINE ON A RECREATIONAL BASIS?!? Maybe take up an alternative hobby?…I hear good things about gardening.
Yes, I know that sounds judgemental. But actually I have no problem with young Charlie taking class A drugs in the privacy of his own home. Live and let live.
Just please spare me the Hard-Pressed Working Families Struggling With High Cost Of Living routine. Obviously in a country of 70 million people many will be struggling, but its election time in the UK and this schtick is everywhere: spouted by politicians, journalists and other clowns. There’s an unholy alliance between politicians pretending to have all the solutions (they don’t) and the public pretending that all their problems are caused by someone else (they aren’t).
I realise that I’m at risk of being thrown out of The National Association of Nice Guys for saying this but most people are
fucking themselves over self-sabotaging via limiting beliefs or lack of self-control. We’ve all done it. Progress starts with taking responsibility for our actions and stopping blaming other people.
At college, as well as the other counselling students (who are grown ups) I have also met The Youth Of Today and many of them are not in great shape. The canteen is an absolute horror show of crisps, fizzy sugar drinks and junk food. The results not pretty. These are problems of abundance, not of deprivation.
Humans are not rational
Most of the personal finance media is rubbish. Its hopelessly compromised because its written to sell product and validate the potential customers, rather than deliver difficult truths.
So its written as if everyone is rational, no one is over-spending and its just about choosing the right fund or insurance policy.
The ultimate crime in financial journalist (or salesperson) world is to be a “scold”. After all, we are all Hard-Pressed Working Families and no one is wasting money. Obviously. This is why there are no 4×4 SUVs, no pubs, nightclubs, strip clubs, tattoo parlours, cosmetic surgeons, cable TV channels, bookmakers, Soft Furnishing Warehouses (Welcome to CushionWorld!) or purveyors of over-priced junk food (Welcome to LardLand!) in Britain. None at all.
No, nothing to see here…
The genius of Mr Money Mustache was not (just) to recognise this (it’s pretty obvious), it was to call it out in a way that’s funny and then to shake off the buckets of shit that clowns try to pour over your head when you speak out.
On that note, The Escape Artist has often been accused in the shabbier parts of The Internet of peddling pop-psychology. My dedicated haterz, bless them, howl in protest before scuttling back under a rock, grumbling as they go, like Gollum tragically flopping around alone in his dank underground rockpool.
Once back under their rock they wait for the next blogpost to read avidly and complain about. It reminds me a bit of 1980s anti-porn campaigner Mary Whitehouse. If she hated porn so much, why didn’t she just stop watching it? 🤔
The haterz were wrong all along. It turns out that what I’ve previously written about the tricks of the mind is supported by the work of real psychologists and therapists. It’s almost as if The Escape Artist knows what he’s talking about.
Most of it is self development
Its funny how people often
sneer laugh at personal improvement and call it “snakeoil”.
But it turns out that self-development is the foundation of being a counsellor (and much of the early training). Many of the concepts I’m learning are already familiar from self-development books I’ve read. As a quick example, let’s take just one concept from The 7 Habits of Highly Successful People: the gap between stimulus and response.
If you’ve ever made an impulse purchase that you regretted (and who hasn’t): that’s because your gap between stimulus and response was not wide enough. This is why we should use “cooling off periods” (e.g. sleep on it!) before buying stuff. It’s also why people leave angry comments on blogs that they regret later when they’ve calmed down.
In counselling, the gap between stimulus and response means you examine your own thoughts and emotions and be aware of them without necessarily accepting them as true. Our emotions are like passing clouds: temporary and often insubstantial.
Both therapy and self development involve taking a good long look at yourself and seeking out your blind spots. It means going looking in the areas that you may not want to go looking in.
People have defences
We humans are masters at covering up the truth from ourselves. This is not to blame or shame anyone, its just recognising that human nature is a mix of good and bad. As religion used to remind us, we’re all flawed and imperfect creatures.
This may explain why people react so defensively (or aggressively) when they first read mainstream media articles about financial independence.
Is it possible that those howls of protest reflect defences put up by people? Maybe they are seeking to avoid the question of whether they could do anything to improve their own money management and their own situation in life?
Defences are the way that you protect yourself (your emotions and your belief system) from attack (both perceived attacks and actual attacks). Defences are part of how our unconscious operates. To develop defences you put on emotional armour to shield yourself from being hurt.
People tend to
- be unaware of their defences
- overlook when their defences are not helping them
- find it difficult to change when their defences interfere with their capacity to engage with people
You mostly learn defences through experiences when you’re young, impressionable and especially vulnerable. The ways in which you respond become habitual. People are influenced both by nature (genetics and innate personality) and by nurture (their experiences and environment). Some people are more predisposed to anxiety and therefore defensiveness than others.
Its good to reflect on those occasions when you react defensively. When you feel yourself become defensive, pause and later try to see whether you are being reminded of some memory or experience from your past. You may be able to spot that your current feelings are a transference of feelings from the past.
Something in the present may have triggered old feelings in an unconscious knee-jerk way. Underneath your defensive response is usually some deep anxiety or fear (e.g, of being rejected, abandoned, humiliated etc). Childhood memories may be the basis for your fear (and hence defensive reaction) and may not be helping you these days.
Source: Counselling for Dummies (by Gail Evans)
We know from the concept of Your Money Blueprint how your thoughts (your inner world) can shape your results with money (your outer world).
We just have to be open-minded enough to learn better ways of responding.