Category Motivation

Treats and rewards

I’ve had my first alcoholic drink for over 3 months but, if I’m honest, it was a bit of a letdown. I’ve fallen out of the habit and now seem to be one of those weird “I can take it or leave it” people. The moral of the story seems to be that you can break just […]

Get Rich without Self-Sabotage

I’m not sure if you noticed but I made a pretty big claim in my last post: This brings us to one of the great taboos of personal finance which is that most people are self-sabotaging. This inconvenient truth gets swept under the carpet in the earnest tone adopted in most personal finance content. This […]

There’s something you need to know about fairness…

One criticism that comes up when anyone suggests getting better with money is that the author doesn’t realise how lucky and privileged they are. This may sometimes be true…but often not in the way that the commenter meant. For example, I never inherited any money and never went to an elite private school. The Escape Artist […]

The inestimable advantages of hardening the fuck up

Why is most traditional financial advice so useless? Well firstly, % fees enable financial advisers to screw the customers. And secondly, all that stuff about with-profits funds, life assurance, endowments, annuities and risk tolerance questionnaires blah blah blah is mostly a distraction from what really matters: earning more, spending less and investing effectively. The problem […]

Understanding your money blueprint (Part 1)

What if the entire personal finance industry is focussing us on the wrong things? What if the key to getting rich is not just choosing good investments?…important though that is. Instead, what if the key to getting rich lies in how we think about money and wealth? Mental models are ways of looking at the world. […]

Now that’s what I call Financial Independence!

Without further ado, here are The Escape Artist’s Top Anthems of Financial Independence… Working 9 to 5  (Dolly Parton) Was there ever a more under-rated thinker and businesswoman than Dolly Parton? For someone that never worked a cubicle, Dolly has an remarkable understanding of the dynamics of the Prison Camp. Don’t be fooled by the boobs, blonde hair and […]

Apply own oxygen mask before helping others (Part 1)

Do you know about Maslow’s pyramid of needs? Maslow was a psychologist and student of human motivation. He asked: why people do what they do? His answer was the pyramid of needs where the most urgent fundamental needs are at the bottom and higher aspirations at the top. The base of the pyramid contains what […]


If you live the philosophy of this site, you will become rich. Slowly but surely, the years will pass by, the cash will roll in and one day you will realise that you have become surprisingly wealthy. Rich enough to buy a Ferrari and annoy your neighbours – only by then, you will not want to do that. Many people […]

Prison Camp? What Prison Camp?

Reader’s voice: I don’t understand….what’s all this stuff about a prison camp?   It’s not 1943 and we are not in Nazi-occupied Poland surrounded by barbed wire, watchtowers and Wehrmacht guards… Let me clarify. That stuff about the World War II prison camp is just a metaphor. It’s actually 2014, and here we are living in the […]