Category Motivation

Never apologise for hard work

One endlessly fascinating thing about doing financial coaching is that people open up their deepest darkest financial secrets to me. It’s good to talk and people are often opening up about money for the first time. Often people struggle to acknowledge just how far they have come. They started off poor and now they are […]

Financial independence

One step at a time

We know that the best time to plant a tree was 20 years ago and that the second best time is now. So why not plant the tree today that will provide you with shade and shelter in 20 years time? But people sometimes fret about exactly how the tree will turn out. Which week will […]

Billionaire Librarians

Today we have some wise words from Alan Donegan, founder of The Pop Up Business School which runs free classes on how to start / grow a small business. You could apply his advice to starting investing, starting a business, getting fit…or anything really. Enjoy! If the answer was more information, then all librarians would be billionaires.  Librarians have access […]

How to get money to stick to your fingers

When I was young and in my first proper job, one of the senior people described a new client that he was excited to be working with. He explained the reason by saying: “they’re the sort of person for who money just sticks to their fingers”. Being an inexperienced idiot, I didn’t know what he […]

What does “Doing the Work” mean? (Part 2)

“Doing The Work” is a phrase that I only heard for the first time a couple of years ago on (American) self development podcasts. At first, I wasn’t sure what it meant. They weren’t talking about coal mining, plumbing or accountancy…or other forms of paid work. No, they were talking about emotional work. Yes, that’s […]

Are We Nearly There Yet??

As any parent knows, on a long drive the kids will eventually get bored and then start to whine ask: “ARE WE NEARLY THERE YET??” The longer the drive, the louder the question gets asked (and repeated). And, lets be honest, it’s a long road to go from nothing to financially independent. It takes about […]

Here’s what’s in it for you…right now

As I may have mentioned before, the benefits of financial independence lie in the journey as much as the destination. If financial independence were all about the destination, then lottery winners would all be happy, well adjusted people. But very often they are not.  About one third of lottery jackpot winners end up bankrupt. People […]

Milestones on The Path

Have you ever been for a long hike in the mountains? Imagine the scene. You are at the start of The Path. The air is clean, you are surrounded by the beauty of nature. You have a long days hiking in front of you but its do-able: you know that other people have done it […]

Get Rich…Without Excuses

One of the things that gets success gurus a bad name is the bloke (and it usually is a bloke) who sells some e-book or Get-Rich-Quick! online course promising the secrets of how they dunnit. In the worst cases, they aren’t even rich, they’ve just rented a private jet / Lamborghini / bottle of Moet et Chandon by […]

Financial Independence Is For Everyone (Part 2)

Back in 2018 I wrote a post called Financial Independence is for Everyone. I thought the article was pretty clear but I see from the internet that some misinterpreted it. Perhaps they just read the title and not the actual article? Perhaps they read what they wanted it to say? Perhaps I didn’t write it […]