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What doesn’t kill you makes you stronger

There’s nothing like an early taste of poverty for instilling a lifelong appreciation of money and financial freedom. My parents stretched themselves with a big mortgage to get up the housing ladder in 1981, just before interest rates went to 17%. Ouch! As a result, holidays and newspapers got cancelled and belts had to be […]

When you want to help people, you tell them the truth

I’ve now been blogging for 6 years and it’s been fun. But in terms of changing the world, after 6 years of painstaking and regular(ish) posting, I would give myself a B+ for effort but only a D- for achievement. At an individual level, through my financial coaching, I’ve helped a lot of people change […]

What have we learned in 2020?

Reflecting back on investment / money / life lessons learned so far in 2020 in this interview with Andy Hart on The Maven Money podcast.

Price is what you pay, value is what you get

Imagine that Bill and Ted have gone trekking in a remote corner of the Death Valley National Park in the USA. They’ve been camping and were carrying all their own food, tents and equipment. Unfortunately some coyotes stole all their stuff a couple of days ago, since when they’ve been walking back towards their car. […]

Now that’s what I call Financial Independence! 21

On the internet, I recently stumbled across another blogger who had taken a list of pop songs and flogged them like a dead horse reviewed them for FI messages. This reminded me of something I heard Andy Hart (of the excellent Maven Money podcast) say: When you steal an idea from me, you’re stealing twice. […]

The one where I predicted that we are not all doomed

I had another chat with Pete Matthew from Meaningful Money in which I predict that we are not all doomed. The good thing about a prediction like that is that, if it later turns out you’re wrong, no one will care. 😉 Enjoy! I send out occasional emails out with my thoughts on investing and […]

How The Magic Money Tree works

One of the reasons I write this blog is because much of The News consists of a crock of shit scaremongering…especially when it comes to money and finance. There are many things that the news media tries to scare us about. This is why no news is good news. I’m not saying they should only […]

Get rich…in Monk Mode

Now is the perfect time to experience what I call Monk Mode. In Monk Mode you work, you think and you rest. Then you repeat. In Monk Mode you spend NO MONEY other than needed for food and utilities. Millions of people are currently discovering some version of Monk Mode for the first time. For […]

Now that’s what I call Financial Independence! 20

I was chatting to a friend who reads this blog. She told me that she reads every article…except “those stupid music ones”…please could I stop doing those? Being a Nice Guy, I said I’d think about it. So I thought about it…and here we are. Yes, The Escape Artist is back to review more classic songs […]

It’s Good to Talk (Part 1)

In Get Rich with Retraining I explained that I’d enrolled on a part time Introduction to Counselling course at a local college. It’s an introductory course (the clue is in the name) and I don’t hold myself out as a qualified therapist, psychologist or Internet Doctor. But the course is accredited by the British Association […]