The Escape Manual

The Escape Manual is my detailed “how to” guide to personal finance and investing. It’s where I put my most valuable content.

When you sign up you get access to a private website plus the option of one to one financial coaching.

So members get the best personal finance content, updated and added to regularly. You can see the topics covered below 👇

It’s much more than a website. You also get the option of one-to-one financial coaching.

It’s good to talk: people learn best with a mixture of reading, discussion, interaction and accountability. You get to speak to someone experienced with a deep financial services background who is on your side and has no interest in selling you product. No commissions, no catches, no tricks.

I have a degree in economics, I’m a qualified chartered accountant and I worked at a senior level in corporate finance over 20 years (reaching partner / MD level)…whilst managing my own portfolio and finances to financial independence.

The Escape Manual will help you cut through the noise, make things simpler and help you stay on track.

It will help you avoid pitfalls and help you avoid the obscene costs that you may currently be getting charged.

Subscribers get to ask me questions, suggest topics and talk to me direct. There is also a private Facebook discussion group.

The Escape Manual is an information and coaching service and is not regulated financial advice. I won’t make product recommendations. You stay in charge of your own money and make your own decisions.

The Escape Manual will help you learn how to manage your own money. The sooner you get started, the more value you will get from it over a lifetime of investing and compounding.

Option 1 : Just the written content on The Escape Manual

The Escape Manual is where I put my new and most valuable content. This is a subscription to all of the articles, spreadsheets and charts on The Escape Manual private site.

The cost is £120 for six months (equivalent to £240 per year or £20 per month). Your subscription will renew automatically until cancelled. There is no long-term contract and you can cancel the auto-renew yourself anytime via your Paypal account.

This option does not include coaching time (this can be added later at a discounted rate of £120 per hour).

You can pay securely by Paypal. To pay, click here or on the Paypal button below 👇

Alternatively you can pay via debit or credit card (processed via Stripe) and get a 10% discount for a one year subscription (so reduced from £240 equivalent to £216). Stripe don’t process quarterly payments.

Option 2 : Single coaching session

This is a single one hour financial coaching session over Zoom and the cost is £160.

This option does not include access to the written content on The Escape Manual (this can be added separately later if required).

This is a one-time payment and does not renew automatically.

You can pay securely by Paypal. To pay, click here or on the Paypal button below 👇

Alternatively you can pay via debit or credit card (processed via Stripe) using the button below 👇

Option 3 : Annual membership : all the private content plus 2 hours coaching

This is an annual subscription and the cost is £420 per year. This includes 2 hours of one to one coaching time over Zoom plus access to all of the articles, spreadsheets and charts on The Escape Manual.

I’m flexible how you take the 2 hours (e.g. 1 x 2hr session or 2 x 1hr sessions or 4 x 30m) and when you take it within the subscription period.

I do most of my coaching sessions over Zoom but am happy to do one of the sessions face to face in central London or both in Farnham, Surrey.

Your subscription will renew automatically each year until cancelled. There is no long-term contract and you can cancel the auto-renew anytime.

You can pay securely by Paypal. To pay, click here or on the Paypal button below 👇

Alternatively you can pay via debit or credit card (processed via Stripe) using the button below 👇

Option 4 : Boot Camp package

For those that want to achieve significant change quickly, I offer intensive programmes where we work together to create a schedule and an action plan for 6 x 1 hour coaching sessions.

This could be suitable for a range of people. It would suit someone undergoing a life change (e.g. selling their business or career change or someone pushing for a major promotion (e.g. to partner / board level) or have just landed such a job and need a plan to succeed at a higher level. It will likely be a holistic change involving multiple areas (e.g. finances, career, health etc).

This would involve initial face to face sessions in London / Surrey so that you get the additional learning and motivational benefits of face to face interaction. Please email me to discuss if you are interested in this option.

The cost is £900 (one-time payment) and includes 6 x one hour sessions over the course of one year plus a year’s access to the written content on The Escape Manual.

I’m flexible how you take the 6 hours (e.g. 3 x 2 hrs or 6 x 1 hrs or 12 x 30m) and when you take it within the 12 months after signing up. Please use it or lose it!

You can pay securely by Paypal. To pay, click here or on the Paypal button below 👇

Alternatively you can pay via debit or credit card (processed via Stripe) using the button below 👇

How do I renew?

Under Options 1 and 2, your subscription will renew automatically until cancelled. There is no long-term contract and you can cancel the subscription yourself anytime via your Paypal account.

Options 3 and 4 are one-off payments and there is no ongoing subscription.

What will the subscription fee be when it renews?

Your subscription will automatically renew at the same price at which you originally signed up. So by subscribing now you avoid future price rises. The sooner you join, the lower the price you lock in.

To join as a subscriber, please pay using the Paypal links above. If you have questions, you can email me:

I look forward to speaking with you!

Barney Whiter

Important regulatory notice: I don’t give regulated investment, tax or legal advice. I never try to sell you anything.  I don’t give product recommendations. You have to make your own decisions. In short, its about teaching people to “fish” rather than selling them fish.

Contents of The Escape Manual:


  • The Inestimable Advantages of Lifting Weights
  • The Fasting Experiment
  • Nutrition, weight loss and finding the right fuel for your engine
  • You Are The Chief Medical Officer of Your Own Life
  • Health is Wealth
  • You Can’t Cure Money Worries With Money Alone


  • Next up: How To Eliminate Sequence of Returns Risk
  • Investment Update Q4 2022
  • Set It and Forget It: Automating your Finances
  • Health is Wealth
  • Crypto Portfolio Update (30 October 2022)
  • Getting better with money is a process of long term behavioural change
  • Starting a lifestyle businesses or side hustle
  • Investing in The Exponential Age Hypothesis
  • Transferring a pension (from defined benefit to defined contribution)
  • The Lifetime Allowance explained (UK pensions)
  • The Relationship between Risk and Reward
  • Mortgage Stress Testing
  • Crypto’s Lehman Moment : 16 June 2022
  • How To Track Your Spending
  • Why it’s hard to beat an index tracker (and why most active funds under-perform)
  • The Ninja Reading List (for getting promoted, learning to sell and more)
  • Investment update : May 2022
  • How to create a one page Financial Plan
  • Planting Seeds, Cultivating Patience and Reducing Portfolio Churn
  • How To Sell Your Business
  • Before you buy your “dream home” you should at least read this
  • Buy To Let property versus stockmarket investing
  • How to earn interest on Crypto
  • An Investors Strategy for Crypto
  • My Crypto Portfolio : what I own and why
  • Using Expected Value to make better decisions
  • An Index Fund for Crypto?
  • Is the stockmarket in a bubble? The bull case versus the bear case (August 2021)
  • Is holiday property a good investment?
  • The Importance of Lengthening Your Time Horizon
  • What You Need to Know About Tax
  • How Much Is Enough?
  • How to get exposure to Silicon Valley venture capital
  • How to gain diversified crypto exposure
  • Alternative asset allocation models
  • The Investment Case for Crypto
  • Choosing a Bond Fund
  • The True Cost of Inflation
  • A Beginners Guide to Crypto
  • The Two Models of Retirement Drawdown
  • International investing for expats
  • Getting started (when nervous about investing)
  • 3 Important Ways to Analyse a Portfolio
  • Investing via a Limited Company
  • Making Money From Your House
  • The Art of Wealth Preservation
  • Choosing from the best Global Equity Index trackers
  • The economics of car ownership
  • Dividends and the differences between income and accumulation units
  • How worried should you be when the stockmarket goes down?
  • What if your broker / platform / fund manager goes bust?
  • The Importance of % Savings Rate (includes interactive spreadsheet)
  • Shock absorbers: cash, bonds, gold and more
  • The balance between pensions, ISAs and other savings pots
  • Employee Share Schemes
  • Follow through = Clarity + Implementation + Accountability
  • Everything you need to know about Self-Invested Personal Pensions (SIPPs)
  • Investment platforms and transfers
  • What you need to know about insurance
  • Choosing your asset allocation
  • How to save for a deposit on a house / flat
  • Buy to let property versus stockmarket investing
  • Exchange Traded Funds versus Traditional Funds
  • The basics of your financial plan
  • What to do with an inheritance, bonus or other windfall
  • Measuring your financial progress (includes example spreadsheet)
  • Mortgage paydown vs Investing
  • Understanding your workplace pension
  • Everything you need to know for your emergency fund


  • The Interview Toolkit
  • The Promotion Toolkit
  • The Career Change Toolkit


  1. An amazing collection. Barney’s writing and work is insightful, memorable and enlightening teaching.

    Before I signed up, I wondered whether it would be valuable enough to justify the investment.

    Just a few weeks in, I have no doubt: it is fantastically useful to draw on Barney’s deep expertise and wisdom built up over decades in finance and a decade of financial independence. Amazing diagrams, amazing thinking. I’ve learned loads. The J-curve! Runway! The ice sculpture! North star asset allocation! Engines and shock absorbers! Harvesting! The meteorite test! Never leave free money on the table! Grow wealth while you sleep. Ditch martyr syndrome. Become financially bombproof!

  2. tomsquire · · Reply

    I have been following Barney’s content for a while and been a paid member of the Escape Artist for over 18mths. His emails are on my must read list!

    It’s great to have someone who has vast experience of the journey, for someone who is seeking to tread in similar footsteps.

    Recently I had some big career decisions to make. Barney was on hand to provide his stewardship at a very important time. We engaged regularly and he was very generous with his time.

    He ultimately helped me weight up the different options more objectively, make a better decision and take a big step forward in my career.

    The return on investment of having someone like him part of your network is off the scale!

    Keep up the content and support!

    Thank you.

  3. James W · · Reply

    I have been following Barney for some time and subscribing to his newsletter; from there I took the decision to sign up for The Escape Manual which has been an incredibly worthwhile investment — a toolkit of considered article deep-dives covering core topics across personal finance, investing, career development as well as personal development. I look forward to each new article being published; the collection has been a helpful guide in helping to shape the strategy and thinking that I apply to my finance, investing and career decisions.

    Having found so much value in The Escape Manual, when I recently reached a career junction and was uncertain on the path forward, I decided to upgrade my package to include coaching with Barney. I had high expectations given my experience with Barney’s content to date, but those were easily exceeded through the in-person interactions.

    I arrived to meet Barney unclear about the direction of my career and left energised about the future with a renewed sense of clarity, purpose and direction. Being able to sit down and discuss my challenges with someone who has walked a similar path was invaluable to help strategise a few steps ahead — and something I would highly recommend to anyone who is in a similar position and wants to accelerate their career development.

    It’s said that the best investment you can make is it yourself, and this certainly felt like that.

    Thank you, Barney.

  4. wjwalexander1987 · · Reply

    I am absolutely in debt to Barney over the amazing guidance he gave me and setting me on the right track to financial freedom.

    The value that Barney provides goes way beyond the fees.

    Do not think twice about either subscribing to the escape manual or having him as a coach. Brilliant!

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: