The Escape Manual

The Escape Manual is my detailed “how to” guide to personal finance and investing.

When you sign up you get access to a private website plus the option of one to one financial coaching.

So members get the best personal finance content, updated and added to regularly. You can see the topics covered below 👇

It’s more than a website. You also get to talk to the author (me), ask questions and get the benefits of one-to-one financial coaching.

It’s good to talk: people learn best with a mixture of reading, discussion and encouragement. So membership includes one to one coaching time over Zoom included in the price.

You get to speak to someone experienced with a deep financial services background who is on your side and has no interest in selling you product. No commissions, no catches, no tricks.

I have a degree in economics, I’m a qualified chartered accountant and I worked at a senior level in corporate finance over 20 years (reaching partner / MD level)…whilst managing my own portfolio and finances to financial independence.

The Escape Manual will help you cut through the noise, make things simpler and help you on track.

It will help you avoid pitfalls and help you identify and avoid the obscene costs that you may currently be getting charged.

Subscribers get to ask me questions, suggest topics and talk to me direct. There is also a private Facebook discussion group.

The Escape Manual is an information and coaching service and is not regulated financial advice. I won’t make product recommendations. You stay in charge of your own money and make your own decisions.

The Escape Manual will help you learn how to manage your own money. The earlier you are on your journey, the more value you will get from it over a lifetime of investing and compounding.

Option 1 : Quarterly membership : written content plus coaching

Cost: £100 per quarter (equivalent to £33.33 per month). This includes 1/2 hour of one to one coaching time over Zoom per quarter.

I’m flexible how you take the coaching time…you can take one half hour per quarter or you can store them up and take one hour every 6 months etc. I’m flexible how you take it as long as you use it within the subscription period.

The payment is processed securely by Paypal and you can pay here 👇

Option 2 : Annual membership : written content plus coaching

£350 per year (equivalent to £29.16 per month). This includes 2 hours of one to one coaching time over Zoom.

I’m flexible how you take the 2 hours (e.g. 1 x 2hr session or 2 x 1hr sessions or 4 x 30m) and when you take it within the subscription period.

If you want to to start on the quarterly package, you can do so and then upgrade to annual package later if you want (without paying twice for the same period).

The payment is processed securely by Paypal and you can pay here 👇

Option 3 : Annual membership : just the written content

£120 per year (equivalent to £10 per month). Does not include coaching time over Zoom (can be added separately later if required).

The payment is processed securely by Paypal and you can pay here 👇

How do I renew?

Your subscription will renew automatically until cancelled. There is no long-term contract and you can cancel the subscription yourself anytime via your Paypal account.

What will the subscription fee be when it renews?

Your subscription will automatically renew at the same price. By subscribing now you avoid future price rises.

To join as a subscriber, please email me on

I look forward to speaking with you!

Barney Whiter

Important regulatory notice: I don’t give regulated investment, tax or legal advice. I never try to sell you anything.  I don’t give product recommendations. You have to make your own decisions. In short, its about teaching people to “fish” rather than selling them fish.

Contents of The Escape Manual:

  • My Crypto Portfolio : what I own and why
  • Using Expected Value to make better decisions
  • The Promotion Toolkit
  • An Index Fund for Crypto?
  • Is the stockmarket in a bubble? The bull case versus the bear case (August 2021)
  • Is holiday property a good investment?
  • The Importance of Lengthening Your Time Horizon
  • What You Need to Know About Tax
  • How Much Is Enough?
  • How to get exposure to Silicon Valley venture capital
  • How to gain diversified crypto exposure
  • Alternative asset allocation models
  • The Investment Case for Crypto
  • Choosing a Bond Fund
  • The True Cost of Inflation
  • A Beginners Guide to Crypto
  • The Two Models of Retirement Drawdown
  • International investing for expats
  • Getting started (when nervous about investing)
  • 3 Important Ways to Analyse a Portfolio
  • Investing via a Limited Company
  • Making Money From Your House
  • The Art of Wealth Preservation
  • Choosing from the best Global Equity Index trackers
  • The economics of car ownership
  • Dividends and the differences between income and accumulation units
  • How worried should you be when the stockmarket goes down?
  • What if your broker / platform / fund manager goes bust?
  • The Importance of % Savings Rate (includes interactive spreadsheet)
  • Shock absorbers: cash, bonds, gold and more
  • The balance between pensions, ISAs and other savings pots
  • Employee Share Schemes
  • Follow through = Clarity + Implementation + Accountability
  • Everything you need to know about Self-Invested Personal Pensions (SIPPs)
  • Investment platforms and transfers
  • What you need to know about insurance
  • Choosing your asset allocation
  • How to save for a deposit on a house / flat
  • Buy to let property versus stockmarket investing
  • Exchange Traded Funds versus Traditional Funds
  • The basics of your financial plan
  • What to do with an inheritance, bonus or other windfall
  • Measuring your financial progress (includes example spreadsheet)
  • Everything you need to know for your emergency fund
  • Mortgage paydown vs Investing
  • Understanding your workplace pension
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