Originally published 2020, updated September 2022 In personal finance, The Good Old Days were actually The Bad Old Days. In the Bad Old Days, before people knew about financial independence, there were financial advisers who acted as The Gatekeepers to investing. People did not know how to invest themselves (sadly, many still don’t) and you […]

If you’ve ever suffered from acute or persistent anxiety, you will know that it’s no small matter to shake off. Is it possible to cure anxiety 100%? I was discussing this with someone smart recently. We had different perspectives on whether it’s possible to fully recover and come back from crippling anxiety. His take (based on […]

I’ve had my first alcoholic drink for over 3 months but, if I’m honest, it was a bit of a letdown. I’ve fallen out of the habit and now seem to be one of those weird “I can take it or leave it” people. The moral of the story seems to be that you can break just […]

Here are three experiments that are free, fun and ridiculously simple to run…yet have the potential to change your life. If combined, these might just transform your motivation and your lived experience (as The Kidz say): 1. Start your day outside2. Have one month off your drug of choice 3. Get daily cold water exposure (e.g. cold showers / natural […]

I once helped cure the financial anxiety of a French fund manager. He was stressed out by his job (he was worried – with some justification – that the robots were coming for him) and his London lifestyle. Perhaps you too would like to feel less anxious (and get better with money)? If so, please continue and I […]

As I may have mentioned before, if you are in debt or working a job you don’t like, then you are a prisoner. Maybe you like your job (most of the time) but you’d just like more choices and more flexibility in your life? Escape is possible. But you probably need a plan. What is […]

Getting rich slowly is the safest way. Getting rich slowly is the most reliable way. It may be the only realistic way. Waiting to win the lottery is waiting to be chosen by a universe that’s indifferent to our existence. Day trading only makes the banks and brokers rich. Working at a startup is much better […]

Welcome! If you are interested in financial freedom, then you are in the right place. The blog This website is my shop window. It’s free and in full view on the internet where anyone can find it and learn from it. On this website I explain the basic concepts of financial independence as simply as […]

Many years ago, I was on holiday in the Deep South of The United States. It was a road trip and we were touring round Georgia, Alabama and Florida. I have particularly fond memories of one restaurant that we went to. It was called The Crab Shack. The Crab Shack was quirky, hilarious and brilliant. […]

My Dad once learned how to fly a microlight, a flying contraption that looks like a bit like a hang glider attached to a lawnmower. It’s probably not the safest hobby you could choose. He learned to fly this thing at a rustic airstrip which, by all accounts, was just a grass field with a hedge […]