Here are three experiments that are free, fun and ridiculously simple to run…yet have the potential to change your life. If combined, these might just transform your motivation and your lived experience (as The Kidz say): 1. Start your day outside2. Have one month off your drug of choice 3. Get daily cold water exposure (e.g. cold showers / natural […]

In personal finance, The Good Old Days were actually The Bad Old Days. In the Bad Old Days, before people knew about the concept of financial independence, there were financial advisers who acted as The Gatekeepers to investing. People did not know how to invest themselves (sadly, many still don’t) and you had to speak […]

I once helped cure the financial anxiety of a French fund manager. He was stressed out by his job (he was worried – with some justification – that the robots were coming for him) and his London lifestyle. Perhaps you too would like to feel less anxious (and get better with money)? If so, please continue and I […]

As I may have mentioned before, if you are in debt or working a job you don’t like, then you are a prisoner. Maybe you like your job (most of the time) but you’d just like more choices and more flexibility in your life? Escape is possible. But you probably need a plan. What is […]

Getting rich slowly is the safest way. Getting rich slowly is the most reliable way. It may be the only realistic way. Waiting to win the lottery is waiting to be chosen by a universe that’s indifferent to our existence. Day trading only makes the banks and brokers rich. Working at a startup is much better […]

Welcome! If you are interested in financial freedom, then you are in the right place. The blog This website is my shop window. It’s free and in full view on the internet where anyone can find it and learn from it. This website is where I explain the basic concepts of financial independence as simply […]

Many years ago, I was on holiday in the Deep South of The United States. It was a road trip and we were touring round Georgia, Alabama and Florida. I have particularly fond memories of one restaurant that we went to. It was called The Crab Shack. The Crab Shack was quirky, hilarious and brilliant. […]

I often do financial coaching with young(ish) professionals (lawyers / accountants / bankers / techies / doctors etc) who are trying to make the leap to partner / MD / board level. One of my suggestions to them may seem irritatingly vague and hand-wavy at first glance… …but please bear with me because there’s more […]

The internet was originally a network of military / government / academic computers. Web 1.0 was based on open protocols: the web was built on the HTTP protocol and email was built on SMTP.  These were the platforms on which website designers and other developers built. The problem for us was that Web 1.0 was mostly static webpages […]

My Dad once learned how to fly a microlight, a flying contraption that looks like a bit like a hang glider attached to a lawnmower. It’s probably not the safest hobby you could choose. He learned to fly this thing at a rustic airstrip which, by all accounts, was just a grass field with a hedge […]