I’ve noticed that in the street where I live, several of the houses have only one or two people living in them. Usually, these are older people whose children who have left. They’re left rattling around in a detached family house that is expensive to maintain. Sometimes they live alone in their old family house […]

The answer, of course, is no. And yes. But mostly no. Huh? Let’s start with no. You’re not gonna get on the housing ladder let alone get to full financial independence if you’re earning £12,500 a year AND EVERYTHING STAYS THE SAME FOREVER (your job, your salary, interest rates, house prices etc etc). Some say […]

One of the amazing things about writing a blog about financial independence has been the variety of people I’ve met in that place offline called “The Real World”. You may remember Chloë who wrote the excellent Get Rich With Other People (Part 2).  Of my several thousand close personal friends (ahem), Chloë is my favourite left wing, […]

I met Ken at one of the FI London meet ups. I didn’t realise how interesting his back story was until I read this post. Ken is now financially independent aged 34, having come to the UK from Nigeria ~20 years ago. Ken’s story reminded me how easy and safe we have it in the affluent […]

Here’s a question for you: What do angry Daily Mail readers have in common with people that hate the Daily Mail? Answer: they’re both outraged. And here’s the thing. I’m starting to suspect that they might secretly enjoy being outraged. Ryan Holliday uses the term outrage porn to describe how the media keeps its jaded and […]

I’ve been writing this blog for over 4 years. When I go back and read the earlier articles, I can see that the writing has evolved over time. Sure, some things never change…I still find my own jokes funny even if no one else does. But I can see that the writing has changed in one […]

It’s a sign of intelligence to be able to hold 2 seemingly inconsistent ideas in your mind at the same time. The curse of the internet is binary thinking: where people cling to simplistic dogma as if there were no complexity, no nuance and no alternative view that could be held by reasonable people. Sometimes […]