It’s no accident that I chose a military theme for this website. Unlike in many offices or the mainstream media, bullshit does not get you very far in the military. When you are fighting a war, you get it right or the wrong people get killed. The stakes are too high for political correctness, waffle […]

I already told you guys how to own the world…you just buy something like the Vanguard Global All Cap Index Fund via an online broker (also known as a platform). Why a global equities tracker fund? Because you then own shares in all the big companies in the world, you are diversified geographically and the […]

Last week I was interviewed on a local community radio station. I’ve done interviews before so I was ready for most of the questions. But there was one question I wasn’t expecting. I wasn’t prepared for the DJ (the lovely Melissa) asking me what songs she should play? How awesome is that?! But what songs […]

I was interviewed last week by someone researching the financial independence movement. I was surprised when they asked me if I agreed that FIRE is an anti-capitalism movement? No! I think he may have had his terms muddled up. When thinking about this stuff you need to understand the 4 Cs: Capitalism Consumerism Corporatism Communism […]

In It’s Easier Without Children (Part 1), we talked about how not having a child could save you a million pounds. And that’s certainly possible. The decision of whether to have children is super-important and children can cost LOTS of money. But it doesn’t matter that modern life feels so expensive. Logic tells us that it must be possible to […]

Meet Justin and Jessica. They’ve been together for just over a year. Justin is the one wearing the ill-fitting T shirt and cargo shorts. Jessica is the immaculately groomed one in metallic grey.  Jessica is expensive to run and a little above Justin’s paygrade. Perhaps that’s why he’s so devoted to her? Justin thinks he’s got lucky but I’m not so sure about […]

Paying yourself first is something that I’ve mentioned before. But I haven’t yet fully explained it’s amazing power to accelerate your journey to financial freedom. Paying yourself first is what it says on the tin. You pay yourself before you pay Netflix, the supermarket, the bank, the utility companies, the breweries, cigarette companies, gift shops, Premier […]