There is no One True Path to financial freedom (nor through life generally). This site is for grown-ups so I don’t tell you what you must do, I just tell you what worked for me. And some other stuff that’s hopefully helpful and interesting. You get to choose which bits to use in your own […]

Here’s a question I saw online in a financial discussion forum:   “I would like to ask some advice from you. I have recently came into a small windfall of money to the sum of £3K and wondered what best to do with it. Not a lot I know, but for my salary its quite a […]

As the old joke goes: it’s hard to make predictions…especially about the future. And generally, making predictions is unnecessary for good investing. That’s because index investing allows you to “piggy back” off the wisdom of crowds. As the smart money moves capital to growing businesses and growth areas of the economy, money in an index […]

As you may have noticed, there’s been a war on recently. No I don’t mean Covid-19. I’m talking about The Culture War. In The Culture War, hostilities were never formally declared but, make no mistake, it’s a war alright. The entry from Wikipedia is as close as we can get to an official definition: …the […]

What if you could ask a panel of THE WORLD’S LEADING FINANCIAL EXPERTS anything you wanted? Yes, that’s right…the smartest people on the planet…and you could ask them LITERALLY ANY QUESTION. That would be awesome, right? So I emailed all my subscribers to find out what questions they would like to ask a panel of […]

There is something missing from the debate on Covid-19. As far as I can see, most of the news and related debate involves looking for someone to blame. China, Dominic Cummings, Donald Trump and the World Health Organisation all make excellent pantomime villains (the choice of which to blame depends largely on your political biases). […]

I had another chat with Pete Matthew from the excellent Meaningful Money in which I predict that we are not all doomed. The good thing about a prediction like that is that, if it later turns out you’re wrong, no one will care. 😉 Enjoy! I send out occasional emails out with my thoughts on […]