Coaching

Money growingIf you would like to achieve freedom and financial independence as quickly as possible, I can teach you what I learned over 20+ years.

I offer coaching and here’s how it works.

I help people to achieve financial freedom, plan for early retirement, career change or just manage their money better.

I do this through financial coaching. You can think of this like having a personal fitness trainer alongside you…but for money rather than for exercise.

My approach is very different from traditional financial advice. I’m not on commission and I’ll never try to sell you anything.

I provide education, tuition and support to people who gain confidence making their own decisions. I don’t provide regulated investment advice or recommendations or hold client money. Rather, I give you the tools to make your own decisions.

I usually work face to face with people in and around London or the South East of England.

TSOL pic

And for people that live further away, I run sessions via Skype or by phone.  I’ve done this for people in America, Dubai, UAE, Finland, France, Singapore and Australia as well as the UK.

If you’d like to chat about how this could help you, drop me an email: Barney@theescapeartist.me or give me a call on 07985 028700.

I look forward to speaking with you.

What clients say

“My husband and I had a coaching session with TEA…and he was fantastic. He added so much value…”

“consider a meeting with TEA. He’s a good guy, very easy to talk to, speaks plainly, and makes a great sounding board”

“unique combination of impressive financial knowledge with the softer side of personal development. Thoroughly recommended…”

“I got way more from the session than I ever thought possible”

“the value you will get from him is beyond money”

You can check out more client feedback in the comments below.

How would you benefit?

You will get richer. Slowly but surely over time. It’s not always easy, but it is simple.

You get to pick the brain of someone that has already faced the issues that you are facing. You get to ask questions and bounce ideas off someone who has achieved financial freedom.

You get the confidence of knowing whether you are on the right track. You get transparency from me (I will tell you anything you want to know about how I invest, spend less and earn more) and total confidentiality.

I have a degree in economics, I qualified as a chartered accountant and then worked in corporate finance in the City for almost 20 years…whilst managing my own portfolio and finances to financial independence.

There are lots of different areas where I can help.  We can focus on what is most important to you but here are some of the things that I have helped people with:

  • learning about investing
  • planning for life changes such as changing jobs / careers, retirement, moving country
  • how to take control of your own portfolio and reduce costs
  • how to spend less
  • how to start & grow an online business or lifestyle business
  • how to deal with stress at work
  • how to overcome financial anxiety
  • how to get your partner on board with early retirement
  • how to think about asset allocation, diversification and volatility
  • financial independence – how much is enough?

Am I offering an easy shortcut to financial freedom?

Yes and no. There are no tricks, no get rich quick schemes and no gimmicks. You still have to do the work of spending less than you make and investing wisely.

There aren’t any secrets that you couldn’t find yourself if you spent many years researching financial independence. But if you want to greatly accelerate your progress, you can pick my mind in a few hours for what I learned over the last 25 years.

Why have coaching?

For the same reasons that all top sports people and business executives have coaching.

Reading books and blogs is great, but its not enough on its own: we learn best when we combine reading with a mixture of Q&A, personal interaction, accountability, discussion, encouragement and practical guidance.

Getting to financial independence is as much about psychology and motivation as it is about the simple mechanics of earning more, spending less and investing wisely and on a tax efficient basis. Talking these issues through with someone that has been through them before is hugely beneficial.

Here’s what Vanguard say on the subject:

Clients may not realize they need coaching, but many do. In the investing world, clients’ otherwise sensible instincts and habits can fall short. For example, as consumers, they often rely on product ratings and customer reviews to make informed purchase decisions. Yet as investors, this approach is likely to lead them astray.

It’s widely accepted that “past performance is no guarantee of future results.” Yet cash inflows invariably follow high performance ratings, despite the fact that funds have tended to underperform in the period immediately following a high rating. This historical tendency strongly indicates that, contrary to many investors’ expectations, fund ratings are likely to be poor criteria for investment decisions.

Similarly, when portfolio balances spike and dip during periods of market volatility, it’s natural to want to do something rather than stand by and watch. But, historically, investors who followed the urge to flee missed not only the worst trading days, but also the best. And after attempting to time the market for reentry, many investors find that what they’ve ultimately accomplished is selling low and buying high.

But what exactly is behavioral coaching? From a practical standpoint, it’s a matter of helping clients maintain the perspective needed to make sound investment choices—to act or to resist acting—in ways that maintain adherence to their financial plans and keep their portfolios on track for the long run.

How to get best value

Everyone is different and has different areas that they want to focus on. The coaching sessions work best when you have identified beforehand what areas you would like help with. So I ask clients to email me beforehand with a list of questions or discussion topics.  The list can be as short (a few bullet points) or as long as you want.  The important thing is to have some structure for the session and ensure we cover all the key points you want covered.

Many people only need one coaching session. They get enough from a single session to go away and put the lessons into effect in their own life.  But if you want follow up sessions (for example every quarter or every six months) that’s great too.

What do I charge and why?

I value my time highly. I’m sure you value your time highly as well.  By charging, I ration my time and ensure that I’m focussed on giving you my undivided attention.  I take this every bit as seriously as when I worked on large corporate deals in the City (when my charge out rate was many times what I charge now).

I charge £200 for an in-depth first session (anything up to 2 hours).

Follow up sessions are £80 per hour. So if you wanted just a half hour call, that would be £40, a two hour meeting would be £160 and so on.

You can pay securely either by bank transfer or by PayPal.

I’m happy to speak on the phone initially with no charge so we can both decide if there is a good “fit”.

If you’re curious and would like to find out more, email me on Barney@theescapeartist.me or call me on 07985 028700.

I look forward to speaking with you!

Barney Whiter

I provide financial information, tuition and coaching to help individuals take their own decisions but I do not provide investment or tax advice.

 

Image credit: www.cheapfullcoverageautoinsurance.com

83 comments

  1. I have personally talked with TEA on more than a few occasions and always look forward (with accountability) to the next time. I cannot tell you how much value he brings to light. I was previously on a path which did not work out so I asked him objectively to help me navigate growing my income while saving more. He constantly had ideas which we worked through until we came up with an plan based on my resume and past career. TEA’s mind works so well to lead you onto a good path that works for you and your situation. He is also not afraid to give you his resources in order that you may grow in financial wisdom and independence. I highly recommend him as a coach both in finance and in your career.

  2. I had my 2nd coaching session with TEA and boy did it knock my socks off!

    We started talking about investing but went a lot deeper than that and TEA was able identify a blindspot for me regarding career progression. Turns out the issue for me was not really about investing but inner game. TEA was able to identify and discuss this in a way which totally made sense to me.

    Highly recommended for anyone wanting investing or general life coaching. This stuff is invaluable!

  3. Well worth talking to TEA if you are like me and have read lots on FI but want some help applying it to your own situation. We covered a vast amount more than I expected in the 2 hours from fundamental investing principles to career advice. I would have gotten there eventually through trial and error and wading through blog posts, but having done this I feel I have taken a massive leap forward. Highly recommended.

  4. Just had a two-hour introductory session with TEA. He gave excellent practical guidance, I’d recommend anyone interested in FIRE to have a chat with him. Before you go make sure that you’ve:

    – Got a list of questions that you’d like answered
    – Have read up on TEA’s style of investing
    – Be willing to listen and open to new ideas and ways of living life

    Before I had the coaching session I was… less than confident with what I was currently doing, however after just a couple of hours, I now have the confidence to press onward with FI knowing that I’ve got an FI Mentor by my side.

  5. An enlightening experience. Barney is great at helping you to take stock of your investments and explaining how he has achieved financial freedom.

  6. I had an excellent 1st session with Barney on Friday. He has given me the confidence to move my money out of its current high charging structure. This may add another £2Mn to the fund in 20 years time. Great return on investment !

  7. david · · Reply

    Incredibly useful chat with TEA regarding our future financial freedom. We covered many topics in a couple of hours. We now feel confident in our choice to go it alone and look after our financial health ourselves – in fact, as suspected, we’d be detrimentally affecting our pockets by letting IFAs look after things for us. Looking forward to a follow up meeting after the summer.

  8. I’m very glad I booked a session with TEA. I contacted him because I wanted to determine if my relative confidence in my finance strategy was justified or not.

    Turns out, a bit of yes and no!

    We discussed my strategy’s strengths and weaknesses, including where I was submitting myself to unnecessary risk or leaving easy money “on the table” – and most importantly, *why* these choices made a difference.

    I found TEA very easy to get along with. If you like his writing style, I’m sure you’ll like him in person too!

    I expect the £ numbers we were discussing were significantly smaller than some of his other clients, but that didn’t matter. So be reassured, those who may worry this is only for people with six-figure salaries (though from the comments above I have no doubt he’s great for that too – the core principles of economics work the same on all of us, after all!).

    Thank you, TEA!
    Emily

  9. My wife and I have just had a 2 hour initial session with Barney and were hugely impressed.
    We wanted to check we were on the right lines with our journey to FI and also to discuss our investing strategy having parted company with our Financial Adviser.

    These areas were covered in a thorough and straight forward manner.

    I also wanted to make contact with Barney before encouraging my two 20 year old siblings to pay a visit. I have no hesitation in suggesting they visit ….. as soon as possible!

    Thank you

  10. I sought The Escape Artist out in person after enjoying reading his writings and deciding that it is time to kick-start my FI journey.

    The value that I got from our first session was immense! The takeaways from it are going to do me a great deal of good, both professionally and financially.
    It is not enough to be financially independent without cultivating the right mindset to go with it.

    Barney has the skill of piecing the puzzle together for you just right.

  11. Spending over two hours with Barney has helped to adjust my perception of wealth accumulation, achievable growth and creating a sound strategy for my personal finances.

    The previously obscure, risk-laden world of investment is now much clearer and I’m now dead set on delving deeper into it – my recommended reading has already been ordered!

    Many thanks, Barney for your invaluable insights!

  12. The coaching session far exceeded our expectations and was a massive confidence boost in terms of what we can actually do if we put our minds to it!

    You have given us plenty to do and fired us up. Two things that really chimed with us – First, the idea of changing our lives NOW rather than the save hard, then spend theme of so many FIRE sites. Why should we wait to live our lives as we want to, to live as the people we truly are? Second, taking baby steps rather than having A Plan which would take huge chunks of time to action. Baby steps is definitely the way forward.

    Thank you for helping us on the path to breaking our shackles!

  13. Just spent 2 hours with Barney. The guidance he gave could be life changing. Came away with some tangible actions and assured of my path in life. I see myself having a session with Barney every few months. Highly recommended.

  14. I recently benefited from a two hour discussion with Barney, and what a sensible investment it was. We covered a list of questions and topics I had provided, which he addressed thoughtfully and usefully. I came out of the session feeling both assured and inspired – thoroughly recommended.

  15. Thank you so much for your assistance. The coaching really has been invaluable, well worth the money at double the price. Your candour was refreshing and clarified many home truths I’ve been sub consciously avoiding. I will arrange another session in 6 months.

  16. Graham Richards · · Reply

    A session with Barney will definitely change the way you view your immediate and long term career path. Having an external and objective view on things can focus your energy in the right way, and will put you in a better frame of mind if you are at a crossroads in your career or life.

  17. My session with Barney helped me bring clarity to (a) the actual nuts and bolts of FI investing: asset allocation, investment portal, timing etc and (b) identifying additional income streams. He helped me move past a ‘block’ regarding the latter and I now have a clear path to achieving my goals, including many specific actionable ideas. Highly recommended.

  18. Just had a 2 hour+ coaching session with Barney, and it was time and money very well spent.

    He provided me with not only the reassurance that I was looking for on my own plans, but also some different ways of looking at things and very practical and actionable pointers on maximising investment returns going forward.

    Barney also identified very early on my tendency to put things off, and that has had an immediate impact on me.

    All the topics I had wanted to discuss were covered with directness and clarity, and Barney followed up afterwards with an email summary covering the main points we talked about.

    It’s refreshing to talk things over with someone for whom financial independence is not only a theoretical option, but someone who has been there and done it – not something you can say about many of the other “advisors” you might come across.

    Thanks again Barney!

  19. SuperCarraFragilistic · · Reply

    Barney was -unsurprisingly -direct about what needed attention and areas for immediate improvement. And he followed up his comments with a detailed email summarising our wide-ranging discussion.

    In summary, two hours very well spent. I just need to take action on what was discussed to reap even further benefit. Like it says on his web-page – this was “Financial Coaching”. Coaches don’t do the hard yards – that’s our job as the person being coached… Thanks again Barney.

  20. Sometimes you get the feeling you’ve made a great investment and this is one of those times. Just came away from an empowering 2 hours+ coaching session with Barney – The Escape Artist is as funny, direct and perceptive as you would imagine from reading his blog!

    He made us feel at ease, listened to me harp on and very quickly had drilled into the root issues and personal challenges in our situation. I walked into the room with a large knot of questions, lists and spreadsheets that previously kept going round in circles, and we have gained some real clarity.

    He has helped us to prioritise the big wins and given us some strategies, confidence and new perspectives to go after them. I already know this session will pay for itself many, many times over. I’ll be checking in with Barney for a progress report and follow up session for sure – great to meet you and thanks for everything Barney!

  21. My husband and I just had our first coaching session yesterday, and it was excellent. Huge amounts to think about, but he’s made a big difference in terms of our education and has opened our eyes to a completely different way of thinking about investing and money. Well worth every penny and looking forward to continuing our education……thank you TEA.

  22. I recently had a introductory 2 hour session with TEA. I found the session incredibly useful in two respects. Firstly, the session gave me confidence that my approach to FI, investment and finances is generally working, but there are some small but important tweaks I can make that can bolster my chances of reaching FI in the near future. Secondly, the session also pointed me in some new directions of things to investigate, think about, and work on in the future that will be beneficial. There are simply very few people in the UK / world who ‘get’ the notion of FI and how the system works, and the TEA is one of them. He gave me a lot of confidence that I’m on the right path, and a true ‘outlier’ but in a good way (as far as FI is concerned). I plan to work more with TEA in the future, and address some of the softer skills that I believe will be beneficial in my career and life, including a review of where I am financially. I think a session with the TEA works for both advanced level and beginners, so advice would be to give this a try if FI is a goal, and you have some specific questions etc. that you want to address. Most importantly, be humble, and recognize that you can learn a lot from someone like Barney. All the best!

  23. Hi Barney,

    This is long overdue – just a big thank you really.

    We met in June last year and being a slow learner I then went away and did my own research on Vanguard – long and short of it is that I did exactly what you and I spoke about (I won’t use the word advised because I am a big boy and take full responsibility for my own actions) and the feeling of relief was immeasurable…..set it & forget it…and don’t fiddle!

    We are pretty well set up and lucky and the pension which I will look up in 20 years’ time will either enhance my good life or be handed down.

    You sparked off in me a huge purge on reading and podcasts and everything FI and I am really grateful – its not just the money, it’s a much better lifestyle and has given me a great purpose moving forward. My part time job which I had taken on for just two days a week (to keep me out of mischief) has turned into a flexible 3-4 day regular gig – it’s a 5 minute walk from my house it couldn’t be better and I get to listen to lots of good stuff – don’t know how long I will choose to do it but it’s a good choice for the next year or so.

    There is a very powerful podcast with J L Collins on Choose FI (……not as powerful as yours though 😊!!) which just explains the investing bit so well.

    My daughter and son have both set up SIPPS and are investing with Vanguard so they should have a lovely surprise when I’m pushing up daisies.

    Keep up the great work – this stuff makes a real difference.

    Steve

  24. My wife and I had a session with Barney to try to figure out what to do with our savings and how to plan for the future. He helped explain investing to us in simple but informative terms and helped us completely rethink what we were currently doing. We followed up with a skype session and now we’ve set up an extremely simple system which should save us tons of time and hopefully money too!

  25. Hi Barney

    So I made it through the tunnel, past the guards, over the wire and into the woods.

    Today marks day one outside of the prison camp and so far it feels pretty good!

    Now I just need to make sure I don’t re-offend and have to spend any more time in the corporate slammer.

    After we met at the back end of last year, the company decided to move my role, making my position redundant.

    So it’s all worked out pretty well, allowing me to escape with a small bag of swag and plenty of financial breathing space to start work on the side hustle.

    I also just wanted to say thank you for paving the way and showing that there is a way to live outside of the corporate world. Your help and guidance have definitely helped me and even though I can’t claim to be 100% financially independent, you’ve helped me get to a good place.

    Will spend some time over the next few weeks getting the finances in order, and developing a passive income stream – might get back to you if I need some additional help with that.

    All the best

    Ian

  26. Patience · · Reply

    I recently met with TEA for an initial consultation – he provided very practical and useful guidance for how to approach FI. He was well prepared for our session, was a great listener (an under-appreciated skill), and provided a lot of useful advice that I am already implementing. There’s one specific question TEA asked me about my investment plans, and the answer to that question alone more than paid for the cost of this session. Looking forward to continuing the FI dialogue with TEA in future sessions.

  27. I’m based in the United States and found a one-on-one Skype call with Barney to be extremely helpful as I figure out my personal investing approach. I wanted a less US-centric approach to crafting my portfolio and Barney was able to provide exactly that. If you’re considering meeting with TEA, do it. It’s definitely worth it.

  28. Hi Barney,

    Hope you are keeping well. I’ve been meaning to contact you but I wanted to wait until I was in the position I am as of this week. From our last coaching session, I’ve been doing some real radical honest reflection about me, who I am and areas I want to improve on. The super useful feedback I got from our session has been in my mind and I’ve thought about it a lot. We spoke about increasing my day rate rather than worrying about trying to optimize any more frugal things.

    This idea of expanding rather than accepting and optimizing what I had, was a scary thought if I’m honest. Why? Well this challenged me to unroot a bigger confidence issue that affected other areas of my life. Its work in progress but I am making good progress and this work is actually more effort (and rewarding!) than doing some extra courses or working harder at work.

    As of today, I have negotiated a 25% pay rise for a contract extension for my current role. I’m emailing you, not to brag or pat myself on my back but to thank you from my heart for cutting through my mind-bs and highlighting this area for me.

    Ironically, we had the session to talk money and the biggest value I got was more about my mindset/breaking through my mental models. I’m currently saving 70% of my income, sometimes its boring but I trust the process.

    Thanks again Barney!

  29. An excellent session which provided key insights for getting significant others on the same path and optimising current financial setup. I recommend having a session even if you ‘think’ you have everything in your mind sorted. Thanks again Barney.

  30. tainahdepauli · · Reply

    My husband and I had our first in depth session with TEA and we were so pleased with how much we learnt in only two hours. Barney is great at simplifying concepts that were too complicated for us. He also followed up with resources and links to help us move forward with the plans we discussed. We left the session inspired and with much more confidence! Would highly reccommend him to anyone looking to learn or improve their financial journey!

  31. We had a coaching session recently and found it really useful. I’ve read lots of FI blogs, many of ‘the’ books, listened to the podcasts etc – but Barney was able to cut it down to basics, bring simple clarify to a few fundamentals (which I’d missed), and review our plan with non-judgemental advice. Thoroughly worth it. Thanks Barney.

  32. I found my coaching session with Barney very helpful – and, more importantly, very profitable.
    Long been a fan of his blog and his clear, articulate vision about money and finances. It echoes sensible advice about compounding, long-term growth that only shares can provide as well as the importance of using instruments with low charges. I found Barney clear, helpful, honest and I would very happily consult with Barney again for any financial fine-tuning.
    Barney never tries to sell anything. He doesn’t invest your money for you – he helps you to understand what you want out of life in relation to money and he gives you the knowledge to get to where you want to get. That’s a profoundly assertive way of coaching and it helped me a great dea. Thanks Barney.

  33. As someone who reads Financial Blogs obsessively (to a fault), I wasn’t sure there was a lot more to be learned through coaching. Two sessions later, I can admit I was wrong. Very Wrong.

    After our first session, my path was clearer; I felt reassured; more confident. And left with multiple actionable changes/alternations to make to my financial and personal life.

    Three months later we had another session, which set me back on the right path and helped me work through some work/finance issues.

    What I love about these sessions – and what I overlooked before starting – is how they are valuable both financially and personally. It’s not just about money, it’s all-round self-improvement.

    For anyone who’s been skimping on lattes all month to add another £50 to your vanguard ISA, STOP. Drop Barney an email instead. I promise it’s worth it.

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