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The Aggregation of Marginal Gains
First published 2015, updated in 2023 If you grew up in Britain in the 80s, you’d know that back then cycling was about as popular as leprosy. Cycling was for kids, the French and people that couldn’t afford a car. Back then, the idea of a British team winning the Tour de France or dominating Olympic cycling seemed […]
Get Rich Slowly, Get Started Quickly
Getting rich slowly is the safest way. Getting rich slowly is the most reliable way. It may be the only way. Waiting to win the lottery is waiting to be chosen by a universe that’s indifferent to our existence. Day trading and other forms of gambling only makes the banks, bookies and brokers rich. Working at […]
The 3 numbers that can make you a millionaire
Last week I gave a talk to a room of people about 3 numbers that can change your life. I’d been invited to speak to a London team of an American multinational company by a reader who is a good guy and an unusually enlightened manager. He’d been struck by the lack of unbiased financial […]
Baby steps for future millionaires
A journey of a thousand miles starts with a first step. For those that are new to the concept of financial independence, here are 10 baby steps on The Path to becoming a millionaire. Re-programming our habits eventually creates incredible results. The magic is in the aggregation of marginal gains. 1. Go one day without spending […]
