Tag Archives: Early retirement

Your % savings rate is the most important number

Originally published 2020, updated July 2021 I sometimes think that saving has a PR problem. Saving is often seen as something that’s a bit boring or something that you do when you are in fear (e.g. of losing your job). But saving is the foundation of your financial security. When you have a secure financial […]

Now that’s what I call Financial Independence! 5

Reader’s voice: What’s that sound that I hear?  Is someone scraping the bottom of a barrel? No…its Now That’s What I call Financial Independence! 5 Yes, that’s right. The Escape Artist is back once again in the guise of a music critic from the NME…armed with earnest prose, tortuous metaphors and psycho-babble to review more classic songs about financial independence. Thrift […]

I’m better than me

A couple of years ago, shortly after I quit work, I joined a local running club. There is a wide range of running abilities at the club. Some of the runners there think nothing of running a marathon in under 3 hours.  But there are also many people there who are out of shape, new to […]

Baby steps for future millionaires (part 1)

A journey of a thousand miles starts with a first step. For those that are new to the concept of financial independence, here are 10 baby steps on The Path to becoming a millionaire. Re-programming our habits eventually creates incredible results. The magic is in the aggregation of marginal gains. 1. Go one day without spending […]

Cherrypicking from the modern world

People often seem to assume that the modern world comes as a bundled package. So we either have to buy everything that everyone else does…or nothing. Not true. That’s binary thinking. Instead, I suggest you just take the good bits and leave the rest. Much of what we learn, we absorb unconsciously from the people […]

An interview with The Man

Some weeks I write a new article that I just can’t wait to share with you. This is not one of those weeks. The Escape Artist is on holiday (from what exactly? you may well ask) and has written nothing.  But that doesn’t matter because here at The Escape Artist I share the best insights […]

Cloud storage for your possessions

Imagine you want to watch a film. The cheapest way is to wait for the film to run on free TV. But what if you want to watch it as soon as possible and are prepared to dip into your Freedom Fund to get it? You have a choice. You can either buy the physical […]

The Aggregation of Marginal Gains (Part 1)

If you grew up in Britain in the 80s, you’d know that back then cycling about as about as popular as leprosy amongst the general public. Cycling was for kids, the French and people that could not afford a car. Back then, the idea of a British team winning the Tour de France or dominating Olympic cycling seemed […]

Manual labour and the incredible self-removing conservatory

There came a point during my time in the Prison Camp when it felt like money was leaving our bank account like blood spurting out of an arterial wound. This feeling was particularly acute whenever we had work done on our house. I would get back from a long day at the office and it seemed like there […]

Get rich without…shopping

At some point in the twentieth century, we swallowed the strange idea that shopping is a fun leisure activity. The Escape Artist has never been that keen on shopping.   There’s something a bit sad about seeing debt junkies and Walking Wallets dragged around shopping centres on invisible leads. But we all want stuff sometimes. So the question is how […]