Tag Archives: Early retirement

The Aggregation of Marginal Gains

First published 2015, updated in 2023 If you grew up in Britain in the 80s, you’d know that back then cycling was about as popular as leprosy. Cycling was for kids, the French and people that couldn’t afford a car. Back then, the idea of a British team winning the Tour de France or dominating Olympic cycling seemed […]

Baby steps for future millionaires

A journey of a thousand miles starts with a first step. For those that are new to the concept of financial independence, here are 10 baby steps on The Path to becoming a millionaire. Re-programming our habits eventually creates incredible results. The magic is in the aggregation of marginal gains. 1. Go one day without spending […]