Tag Archives: Early retirement

The most important number to track is your % savings rate

I sometimes think that saving has a PR problem. Saving is often seen as a defensive move, something that’s a bit boring or something that you do when you are in fear (e.g. of losing your job). But saving is the foundation of your financial security. When you have a secure financial base, you can […]

We all need a mountain to climb (Part 2)

A couple of weeks ago, I was on holiday with my family in France. Not St Tropez on a superyacht, mind you, we were staying in the cheap bit of the Mediterranean coast, to the west. I could say that it was a well earned holiday and I was recovering from a grueling schedule of […]

Now that’s what I call Financial Independence! 5

Reader’s voice: What’s that sound that I hear?  Is someone scraping the bottom of a barrel? No…its Now That’s What I call Financial Independence! 5 Yes, that’s right. The Escape Artist is back once again in the guise of a music critic from the NME…armed with earnest prose, tortuous metaphors and psycho-babble to review more classic songs about financial independence. Thrift […]

I’m better than me

A couple of years ago, shortly after I quit work, I joined a local running club. There is a wide range of running abilities at the club. Some of the runners there think nothing of running a marathon in under 3 hours.  But there are also many people there who are out of shape, new to […]

Financial Independence

Ethical guidelines for escapees

Escaping from The Prison Camp is not just about money (although money is a big part of it). It’s also about learning to choose our own Path. Like all institutions, The Prison Camp has many rules. If you are going to bust out, you will by definition be breaking The Rules… just by no-showing at the 9am roll […]

Baby steps for future millionaires (part 1)

A journey of a thousand miles starts with a first step. For those that are new to the concept of financial independence, here are 10 baby steps on The Path to becoming a millionaire. Re-programming our habits eventually creates incredible results. The magic is in the aggregation of marginal gains. 1. Go one day without spending […]

Cherrypicking from the modern world

People often seem to assume that the modern world comes as a bundled package. So we either have to buy everything that everyone else does…or nothing. Not true. That’s binary thinking. Instead, I suggest you just take the good bits and leave the rest. Much of what we learn, we absorb unconsciously from the people […]

An interview with The Man

Some weeks I write a new article that I just can’t wait to share with you. This is not one of those weeks. The Escape Artist is on holiday (from what exactly? you may well ask) and has written nothing.  But that doesn’t matter because here at The Escape Artist I share the best insights […]

3 paths to spending like a Jedi

Have you noticed that old people spend less on showing off than younger people? If you want to visualise this, watch The Empire Strikes Back and count how many times you see Yoda going designer shopping or clubbing. There are lots of good reasons why you might want to speak to an older person now […]

Cloud storage for your possessions

Imagine you want to watch a film. The cheapest way is to wait for the film to run on free TV. But what if you want to watch it as soon as possible and are prepared to dip into your Freedom Fund to get it? You have a choice. You can either buy the physical […]