Category Debt

First things first : why you must get out of debt

Here’s a question I saw online in a financial discussion forum:   “I would like to ask some advice from you. I have recently came into a small windfall of money to the sum of £3K and wondered what best to do with it. Not a lot I know, but for my salary its quite a […]

Mortgages…and the Banker’s Jar

Imagine you are a young guy and you want to buy a house.   You go to the Bank wanting to borrow £250,000.  After all, everyone else is doing it…how hard can it be? You are 25 and have the rest of your life to pay it back. The bank manager looks at you, checks that you have a job (wearing […]