Category Spending & frugality

Bills!

Today we are talking about how people often fail to join the dots between their spending choices and the fact that they are not as rich, healthy and happy as they could be. They may then complain and compound things by getting defensive when their clownery gets pointed out to them. We often get more […]

What is a house?…and can it make you rich?

Much of this financial independence thing is about rethinking things from first principles. When you do this, you realise that a lot of conventional wisdom isn’t very wise. Often you must unlearn what you have learned. Home ownership has come to be seen as A Good Thing.  Mostly this assumption is implicit and unquestioned.  Its easy […]

How to give your children an elite private education (without the cost)

Let’s talk education. The Escape Artist went to Eton, the school that has educated more Prime Ministers and heads of state than any other school in Britain. And, when I say I went there, I mean I went there once. Out of term time, the school is open to visitors so The Escape Artist paid a […]

Man goes on spending spree, no one hurt

I’ve come to realise that just about everyone thinks their own level of spending is “normal”.  Even if they have no idea what their spending actually is. So if you want to answer the question: Where does it all go? then the only way is to record your actual spending with real numbers.  It’s no […]

Where does it all go?

One of my lightbulb moments on The Path to financial independence came from asking myself this question about money: Where does it all go? You can ask this at a personal level (where does your own money go?) or at the level of society (where does everyone’s money go?). Both are great questions to ask. Most people […]

Status Displays : What’s really going on?

One of the tricks to getting to financial independence is thinking for yourself. This is easy…as long as you aren’t a monkey that just does what the other monkeys around you do.  The Escape Artist has noticed that some of those other monkeys seem keen on using their money and time to play expensive status games. […]

Big Hat, No Cattle

These people cannot be millionaires!  They don’t look like millionaires, they don’t dress like millionaires, they don’t eat like millionaires, they don’t act like millionaires – they don’t even have millionaire names. Where are the millionaires who look like millionaires? So starts the book The Millionaire Next Door, the classic study of how most rich people […]

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