Category Spending & frugality

The Purpose Of Frugality Is To Get Your Stake Money Together

Not buying stuff is easy. It became my default mode years ago. I don’t identify as frugal…if I want something, I’ll buy it…it’s just that I don’t want more stuff. Generally, I don’t want the extra hassle involved. Everyone has a different view of what “enough” looks like. It’s all relative.  Is Bill Gates being […]

Not wanting something is as good as having it

I’ve said before that there are two ways to improve your happiness. You can either get more or you can want less. Either way works. I’m not sure it matters which way is “best”. What I’m sure about is that wanting less is a whole lot cheaper than getting more. Consider the boundary case of […]

How to spot a conflict of interests (Part 1)

This post was first published in 2016 and updated in August 2020 Years ago, I was putting some clothes into the washing machine. I wondered: how much liquid washing powder I should use? So I looked at the instructions on the bottle which told me to put in 2 capfuls per load. I was running […]

The Beauty of Minimalism

We are buying things we don’t need, with money we don’t have, to impress people we don’t even know The Minimalists At last! I finally got round to watching the film “Minimalism” on Netflix which features Josh and Ryan aka The Minimalists. I loved the film and I’m fascinated by the overlap between minimalism and […]

Do you own your possessions or do they own you?

Meet Justin and Jessica. They’ve been together for just over a year. Justin is the one wearing the ill-fitting T shirt and cargo shorts. Jessica is the immaculately groomed one in metallic grey.  Jessica is expensive to run and a little above Justin’s paygrade. Perhaps that’s why he’s so devoted to her? Justin thinks he’s got lucky but I’m not so sure about […]

The inestimable advantages of paying yourself first

Paying yourself first is something that I’ve mentioned before. But I haven’t yet fully explained it’s amazing power to¬†accelerate your journey to financial freedom. Paying yourself first is what it says on the tin. You pay yourself before you pay Netflix, the supermarket, the bank, the utility companies, the breweries, cigarette companies, gift shops, Premier […]

Get Rich with Recycling

When my daughter turned 17, my parents very kindly gave her 2 things for her birthday: firstly, driving lessons and secondly their old banger car which they were replacing. That’s the good news. The bad news is that, although the 11 year old Ford Ka (street value ~¬£200) cost us nothing, we’ve temporarily become a […]

What to expect when you’re expecting

So you’re expecting a baby! As we all know from the adverts and the Disney films, this is the most wonderful thing in the world, a time of boundless joy and happiness where you bring life into the world, strengthening the bond with your soulmate and everyone living happily ever after. Or is it? Yes, […]

Get Rich with de-monetisation

When I was about 13, I started getting into pop music. From a financial perspective, this started off harmlessly enough listening to the weekly top 40, free on BBC Radio 1. But it didn’t stop there. I started to throw my money around.  I bought blank cassettes (ask your history teacher) and a radio cassette […]

Top Cars for smart people

The Escape Artist recommends cycling or walking wherever possible. The main reason is not to save money (although the savings are huge over time). Its the extra life force, happiness and vitality that you get. Oh and great legs as well. But you may want a car for longer journeys. Just remember that cars are Money Incineration […]