Category Spending & frugality

There is always some clown with a bigger boat

Behold the good ship Saint Nicolas, floating gin palace and testament to mankind’s engineering capability. I recently saw this boat up close, moored in the marina near where we were staying on holiday in Sardinia. I’m not sure whether my amateur photography skills adequately convey the sheer scale of the boat. But take it from […]

Save money on car insurance…with The Aggregation of Marginal Gains

Apologies in advance if today’s post contains a large element of stating the obvious. But I’ve come to realise that the bleedin’ obvious needs to be spelt out. Repeatedly. Part of the problem is that almost everyone thinks they’re normal and sensible when it comes to money. I wouldn’t be surprised if Boris Becker thinks […]

Get Rich with Perspective (Part 2)

Is it easy to save money or is it hard? Well, that partly depends on your income.  Its easy to save more if you have a higher income (I know, genius!). But it also depends on your perspective. If you live a modern Western sedentary lifestyle, its messing with your body and your mind. And […]

Bills!

Today we are talking about how people often struggle to join the dots between their spending choices and the fact that they are not as rich, healthy and happy as they could be. To show us what this looks like, I’ve got Mr “LunchMoney” Lewis to give us a demonstration of how not to manage […]

What is a house?…and can it make you rich?

Much of this financial independence thing is about rethinking things from first principles. When you do this, you realise that a lot of conventional wisdom isn’t very wise. Often you must unlearn what you have learned. Home ownership has come to be seen as A Good Thing.  Mostly this assumption is implicit and unquestioned.  Its easy […]

How to give your children an elite private education (without the cost)

Let’s talk education. The Escape Artist went to Eton, the school that has educated more Prime Ministers and heads of state than any other school in Britain. And, when I say I went there, I mean I went there once. Out of term time, the school is open to visitors so The Escape Artist paid a […]

Man goes on spending spree, no one hurt

I’ve come to realise that just about everyone thinks their own level of spending is “normal”.  Even if they have no idea what their spending actually is. So if you want to answer the question: Where does it all go? then the only way is to record your actual spending with real numbers.  It’s no […]

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