Category Spending & frugality

Get Rich…with Hobbies!

One of the amazing things about writing a blog about financial independence has been the variety of people I’ve met in that place offline called “The Real World”. You may remember Chloë who wrote the excellent Get Rich With Other People (Part 2).  Of my several thousand close personal friends (ahem), Chloë is my favourite left wing, […]

THIS IS AN EMERGENCY!!! (Part 2)

In THIS IS AN EMERGENCY!!! (Part 1), we looked at the importance of getting your financial shit together, right now. Remember the example of Kate and how powerful it is to get your compounding machine working early.  As a quick reminder, £15,000 invested between the ages of 18-25 can turn into over £1 million pounds over […]

To defeat your enemy, you must first know your enemy (Part 2)

To avoid being tricked by The Man, you need to understand the cunning ways of his helpers in the advertising and marketing industries. In Part 1, we took a look at how advertising works.  When you are surrounded by advertising, you absorb it without thinking. It then shapes your decisions….unless you actively choose to reject […]

The difference between frugal and cheap

So there was quite a turn-out at the London FI meet up last Friday. I don’t know exactly how many people came (too many to count easily) but it was a lot. I talked to as many people as I could but still didn’t meet everyone…and I was there over 4 hours(!). The event was […]

To defeat your enemy, you must first know your enemy (Part 1)

If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.  ― Sun Tzu, The Art of War […]

Get Rich with de-monetisation

When I was about 13, I started getting into pop music. From a financial perspective, this started off harmlessly enough listening to the weekly top 40, free on BBC Radio 1. But it didn’t stop there. I started to throw my money around.  I bought blank cassettes (ask your history teacher) and a radio cassette […]

These ain’t yo mama’s frugality tips…

I don’t know about you, but I don’t get excited about small scale frugality tips. You know, things like: cut out the daily latte, bring your lunch to work in a Tupperware container and buy value toilet tissue.  It all seems a bit, well, unglamorous. I can see both sides of the argument.  Cutting out […]