Category Spending & frugality

What Gets Measured, Gets Managed (Part 2)

This article is about applying insights from one area of life (diet, nutrition) to another (spending and personal finance).  In places, I will spell out the analogy….at other times I will leave you to join the dots. But trust me, the dots are always there… Winter is a dangerous time for comfort eating and I […]

Get Rich with…cooling off periods

Imagine a 5 year old in a toy shop. The 5 year old sees a magic frog or a lightsabre or a pink princess doll. They are hit as if by a lightning bolt and are instantly in love. THEY GOTTA HAVE THAT SHIT AND THEY GOTTA HAVE IT NOW!! The child senses that Mum […]

The Beauty of Minimalism

  We are buying things we don’t need, with money we don’t have, to impress people we don’t even know  Josh from The Minimalists At last! I finally got round to watching the film “Minimalism” on Netflix which features Josh and Ryan aka The Minimalists. I loved the film and I’m fascinated by the overlap […]

It’s Easier Without Children (Part 2)

In It’s Easier Without Children (Part 1), we talked about how not having a child could save you a million pounds. And that’s certainly possible. The decision of whether to have children is super-important and children can cost LOTS of money. But it doesn’t matter that modern life feels so expensive. Logic tells us that it must be possible to […]

Who’s the bitch in this relationship?

Meet Justin and Jessica. They’ve been together for just over a year. Justin is the one wearing the ill-fitting T shirt and cargo shorts. Jessica is the immaculately groomed one in metallic grey.  Jessica is expensive to run and a little above Justin’s paygrade. Perhaps that’s why he’s so devoted to her? Justin thinks he’s got lucky but I’m not so sure about […]

The inestimable advantages of paying yourself first

Paying yourself first is something that I’ve mentioned before. But I haven’t yet fully explained it’s amazing power to accelerate your journey to financial freedom. Paying yourself first is what it says on the tin. You pay yourself before you pay Netflix, the supermarket, the bank, the utility companies, the breweries, cigarette companies, gift shops, Premier […]

Get Rich with Recycling

When my daughter turned 17, my parents very kindly gave her 2 things for her birthday: firstly, driving lessons and secondly their old banger car which they were replacing. That’s the good news. The bad news is that, although the 11 year old Ford Ka (street value ~£200) cost us nothing, we’ve temporarily become a […]