Category Work

Geographic arbitrage and the beauty of having a Plan B

I once helped cure the financial anxiety of a French fund manager. He was stressed out by his job (he was worried – with some justification – that the robots were coming for him) and his London lifestyle. Perhaps you too would like to feel less anxious (and get better with money)? If so, please continue and I […]

Once you’ve done one “impossible” thing, you start to wonder what else might be possible

I often do financial coaching with young(ish) professionals (lawyers / accountants / bankers / techies / doctors etc) who are trying to make the leap to partner / MD / board level. One of my suggestions to them may seem irritatingly vague and hand-wavy at first glance… …but please bear with me because there’s more […]

How to Get Rich (without getting lucky)

Today we have some solid gold from Naval Ravikant’s twitter feed. For those of you that have not come across Naval, he’s a remarkable individual. He started off as a penniless Indian immigrant and ended up a wealthy American tech entrepreneur / investor in San Francisco. He’s the founder of AngelList and invested at an […]

Is it possible to get to Financial Independence on £12,500 per year?

This post was originally published in Oct 2018 but I updated it in Aug 2020 including a funky diagram from http://www.retireby40.org The answer, of course, is no. And yes. But mostly no. Huh? Let’s start with no. You’re not gonna get on the housing ladder let alone get to full financial independence if you’re earning […]

Power is the ability to control your own life

This is the story of Ralph, taken from the book Why Men Are The Way They Are by Warren Farrell.  Ralph’s story may not be normal – he was an unusually high earning lawyer – but it is representative. You can think of this as a parable about the trap of becoming overly focussed on status and […]

Earning more is not cheating

Do you Remember Jason and Julie? They were the couple with the campervan who got to FI aged 43 and whose story I featured in Our Gap Year For Grown Ups. When the Daily Mail wrote about them in an article earlier this year, a troll-party kicked off in the comments section. A common theme was: […]

How to hold down any job

The more you earn, the easier it should be to get your savings rate over 50%.  But well paid jobs often involve stress, competition and long hours. The key is then to find ways to make it more enjoyable (or at least more bearable) for the period needed to earn your freedom. Like pretty much everything in life […]

Dig a well before you are thirsty

This article was published in 2015 and updated in 2020. Do you ever get requests to connect on LinkedIn from someone in your industry you don’t know well and haven’t spoken to for ages? I used to receive these and wonder what had prompted them? Many were genuine but sometimes I noticed that people sometimes […]