Category Work

Every time you see a small business, someone made a brave decision

I saw this board outside a cafe in the high street of my town and loved it. I took a photo and then went into the cafe. I’d never been in before but I had a chat with Emma, the proprietor (who was also the barista, waitress, cleaner, CEO and pretty much everything whilst her […]

Get Rich with Retraining

I’m going to let you into another secret to making it easier to get to financial freedom. And that’s to relax the rather unrealistic assumption that you never do any paid work ever again. Just about everyone I’ve met that achieved early financial independence is still doing some form of paid work.   This is why I […]

Work Bitch

There’s an unwritten rule that stuff about money has to be written so blandly that none of the children in the sandpit can possibly get offended. This is a widely followed convention in personal finance and one that The Escape Artist will not be following today.  If you choose to read on, you were warned… […]

How to Get Rich (without getting lucky)

Today we have some solid gold from Naval Ravikant’s twitter feed. For those of you that have not come across Naval, he’s a remarkable individual. He started off as a penniless Indian immigrant and ended up a wealthy American tech entrepreneur / investor in San Francisco. He’s the founder of AngelList and invested at an […]

Is it possible to get to Financial Independence on £12,500 per year?

This post was originally published in Oct 2018 but I updated it in Aug 2020 including a funky diagram from http://www.retireby40.org The answer, of course, is no. And yes. But mostly no. Huh? Let’s start with no. You’re not gonna get on the housing ladder let alone get to full financial independence if you’re earning […]

The Inestimable Advantages of Child Labour

When you hear “child labour” a few images might pop into your head. You might see a Dickensian street urchin forced up chimneys to scrub them. Or some grimy faced Lancashire child mill worker from the 1800s. Or a photogenic but dirt poor modern Third World child stitching trainers. I’m not talking about any of […]

Power is the ability to control your own life

This is the story of Ralph, taken from the book Why Men Are The Way They Are by Warren Farrell.  Ralph’s story may not be normal – he was an unusually high earning lawyer – but it is representative. You can think of this as a parable about the trap of becoming overly focussed on status and […]

Earning more is not cheating (Part 1)

Do you Remember Jason and Julie? They were the couple with the campervan who got to FI aged 43 and whose story I featured in Our Gap Year For Grown Ups. When the Daily Mail wrote about them in an article earlier this year, a troll-party kicked off in the comments section. A common theme was: […]

The Correct Way to Start A Business

As your freedom fund grows, it’s great to consider what you might do after you get to financial independence. One fun way to spend your time is to start your own small business or side-hustle. This may or may not make you a lot of money…you won’t know until you try. But the key point is […]

The Minimum Wage Experiment (Part 1)

The Escape Artist has heard many fears expressed about financial independence. One is the understandable fear of eating into your savings.  This often manifests itself in boring long debates about the Safe Withdrawal Rate. Another line of objections revolves around the scary prospect of having no job to structure their time for them. What would they do […]