Category Work

Earning more is not cheating…Part 2 : Sales

As we covered in Part 1, it’s a lot easier to save more when you are on a higher income. Obviously. So let’s dive back into that subject with a look at a key aspect of how you make more money: by selling. You may now be thinking: “yuk, that’s not for me”. Sales and […]

Every time you see a small business, someone made a brave decision

I saw this board outside a cafe in the high street of my town and loved it. I took a photo and then went into the cafe. I’d never been in before but I had a chat with Emma, the proprietor (who was also the barista, waitress, cleaner, CEO and pretty much everything whilst her […]

Free speech should be for everyone, not just for The Rich

Last week, there was a court ruling of great significance for freedom of speech in the UK. Harry Miller (a former policeman) had retweeted a limerick and some other tweets about trans-gender issues.  The tweets were perfectly legal but were seen by someone (Mrs B) who decided to take offence and call the police as […]

Get Rich with Retraining

I’m going to let you into another secret to making it easier to get to financial freedom. And that’s to relax the rather unrealistic assumption that you never do any paid work ever again. Just about everyone I’ve met that achieved early financial independence is still doing some form of paid work.   This is why I […]

Work Bitch

They say a picture is worth a thousand words. And if that’s true, then what’s a slick video with a banging tune and hilarious lyrics worth? Quite a lot, I reckon. There’s an unwritten rule that stuff about money has to be written so blandly that none of the children in the sandpit can possibly get […]

How to Get Rich (without getting lucky)

Today we have some solid gold from Naval Ravikant’s twitter feed. For those of you that have not come across Naval, he’s a remarkable individual. He started off as a penniless Indian immigrant and ended up a wealthy American tech entrepreneur / investor in San Francisco. He’s the founder of AngelList and invested at an […]

Is it possible to get to Financial Independence on £12,500 per year?

This post was originally published in Oct 2018 but I updated it in Aug 2020 including a funky diagram from http://www.retireby40.org The answer, of course, is no. And yes. But mostly no. Huh? Let’s start with no. You’re not gonna get on the housing ladder let alone get to full financial independence if you’re earning […]

The Inestimable Advantages of Child Labour

When you hear “child labour” a few images might pop into your head. You might see a Dickensian street urchin forced up chimneys to scrub them. Or some grimy faced Lancashire child mill worker from the 1800s. Or a photogenic but dirt poor modern Third World child stitching trainers. I’m not talking about any of […]

Power is the ability to control your own life

This is the story of Ralph, taken from the book Why Men Are The Way They Are by Warren Farrell.  Ralph’s story may not be normal – he was an unusually high earning lawyer – but it is representative. You can think of this as a parable about the trap of becoming overly focussed on status and […]

Don’t be a Nice Girl, be a confident woman

Women possess the smarts and skills to succeed in any job. But here’s the catch (and one reason its taken so long for women to break through): There is a double standard so that the same behaviours that help men get ahead and prove their worth on the job are discouraged in women. In a […]