Tag Archives: Get out of debt

Back from the brink of financial oblivion

I heard a story last week that’s too good not to share. I was on Zoom talking to a subscriber to The Escape Manual. He told me how he’d pulled off a massive 180 degree turnaround: going from debt disaster to responsible role model and provider for his children. So I asked James (names changed for obvious reasons) if he would […]

Getting debt-free…treading lightly on The Earth

One of my favourite descriptions of financial independence is that its an environmental movement dressed up as a $$$ GET RICH QUICK $$$ scheme. Today’s guest post from a TEA reader helps join the dots for other people who are on the journey from consumer to producer to environmentalist. 🌍 The Escape Artist Hi, I’m […]

First things first : get out of debt

Here’s a question I saw online in a financial discussion forum:   “I would like to ask some advice from you. I have recently came into a small windfall of money to the sum of £3K and wondered what best to do with it. Not a lot I know, but for my salary its quite a […]

I’m better than me

A couple of years ago, shortly after I quit work, I joined a local running club. There is a wide range of running abilities at the club. Some of the runners there think nothing of running a marathon in under 3 hours.  But there are also many people there who are out of shape, new to […]

Baby steps for future millionaires (part 2)

Do you remember Baby Steps for Future Millionaires (Part 1)? Well, here are 10 more baby steps for you on the path to becoming a millionaire… Remember: a journey of a thousand miles starts with a first step. Re-programming our habits eventually creates incredible results. The magic is in the aggregation of marginal gains. 1. Imagine […]

Dig a well before you are thirsty

This article was published in 2015 and updated in 2020. Do you ever get requests to connect on LinkedIn from someone in your industry you don’t know well and haven’t spoken to for ages? I used to receive these and wonder what had prompted them? Many were genuine but sometimes I noticed that people sometimes […]

Mortgages…and the Banker’s Jar

Imagine you are a young guy and you want to buy a house.   You go to the Bank to borrow £250,000.  After all, everyone else is doing it…how hard can it be? You are 25 and have the rest of your life to pay it back. The bank manager looks at you, checks that you have a job (wearing a […]