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Get Rich…Holistically

If you’re gonna build wealth, a lot of things need to go right. There are four pillars to achieving financial freedom: If we want to build wealth AND be happy, we must master each of these 4 pillars. Everyone has a favourite‚Ķbut this can be a problem if we overlook the other pillars. Earn more : […]

One Year To Change Your Life

Most people over-estimate what’s possible in the short term and under-estimate what’s possible over the long term. Having said that, it is possible to change your life within one year. This post is not about me (it’s about what’s possible)… …but my life has changed drastically in the last 6 months…and I expect it to change again […]

How it works

Welcome! If you are interested in financial freedom, then you are in the right place. The blog This website is my shop window. It’s free and in full view on the internet where anyone can find it and learn from it. On this website I explain the basic concepts of financial independence as simply as […]

The more runway you have, the safer you are

My Dad once learned how to fly a microlight, a flying contraption that looks like a bit like a hang glider attached to a lawnmower. It’s probably not the safest hobby you could choose. He learned to fly this thing at a rustic airstrip which, by all accounts, was just a grass field with a hedge […]

Financial freedom

What if never working again was just The Hook?

I think of quitting work and never working again as “The Hook” of financial independence.  It’s the thing that first captures people’s attention. How do we know this? Well, it’s always the thing that the mainstream media focus on when they feature financial independence. The Media know they have to lead with something that catches people’s […]

It’s Good to Talk

It’s good to talk… …so why do people often steer clear of talking about money…even though it has such an important role in our lives? Well, personal finance is…personal. You can’t have a proper conversation about money without touching on values: people’s deeply held beliefs and priorities. Everyone is different and we all have different […]

What doesn’t kill you makes you stronger

There’s nothing like an early taste of poverty for instilling a lifelong appreciation of money and financial freedom. My parents stretched themselves with a big mortgage to get up the housing ladder in 1981, just before interest rates went to 17%. Ouch! As a result, holidays and newspapers got cancelled and belts had to be […]

Get rich…in Monk Mode

Now is the perfect time to experience what I call Monk Mode. In Monk Mode you work, you think and you rest. Then you repeat. In Monk Mode you spend NO MONEY other than needed for food and utilities. Millions of people are currently discovering some version of Monk Mode for the first time. For […]