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The Elephant and The Rider

If you think that everyone uses logic for important decisions, you’re setting yourself up for a lifetime of confusion. Sure, we like to think of ourselves as logical creatures. But a quick look at history, evolution and physiology reveals this to be incomplete at best, misleading at worst. Consider the evolution of the human mind. We […]

Now That’s What I Call Financial Independence! 23

First they said it was a fraud. Then they said it was stolen from them. Then they went to The Supreme Court and demanded a recount. So we re-counted and had the results independently verified. And it really is Now! 23 Yes, that’s right…The Escape Artist is back to review more classic songs about financial independence in […]

Apply own oxygen mask before helping others (Part 2)

This post was first published in 2016 and updated in January 2021 Do you remember those health & safety briefings on aeroplanes just before take off? The ones where they told you to put your own oxygen mask on before helping the people around you? I was reminded of this reading How to Fail at Almost […]

It’s Good to Talk (Part 2)

In It’s Good To Talk (Part 1) I explored what I learned in therapy (on the counselling courses I did at college last year). It’s good to talk but I’ve noticed that people often steer clear of talking about money…even though it has such an important role in our lives. Why the historic taboo around […]

Now that’s what I call Financial Independence! 22

The Year is 2020 and The World is on tenterhooks… awaiting the outcome of The Most Important Election Since The Last One. Meanwhile, a made-up clown in denial takes to the internet and social media…despite The Express Wish Of The People. Has he no shame? Will he never shut up? Why won’t he just accept […]

The Sergeant Major and The Zen Master

Every day we make choices. Choices between spending now and investing for the future. Choices between procrastinating and taking action. Choices between patience and impatience. Think about where you are today and where you could be in 5, 10 or 20 years time. If you choose to buy your freedom (rather than more stuff) your […]

What doesn’t kill you makes you stronger

There’s nothing like an early taste of poverty for instilling a lifelong appreciation of money and financial freedom. My parents stretched themselves with a big mortgage to get up the housing ladder in 1981, just before interest rates went to 17%. Ouch! As a result, holidays and newspapers got cancelled and belts had to be […]

When you want to help people, you tell them the truth

I’ve now been blogging for 6 years and it’s been fun. But in terms of changing the world, after 6 years of painstaking and regular(ish) posting, I would give myself a B+ for effort but only a D- for achievement. At an individual level, through my financial coaching, I’ve helped quite a lot of people […]

What have we learned in 2020?

Reflecting back on investment / money / life lessons learned so far in 2020 in this interview with Andy Hart on The Maven Money podcast.

Price is what you pay, value is what you get

Imagine that Bill and Ted have gone trekking in a remote corner of the Death Valley National Park in the USA. They’ve been backwoods camping and were carrying all their own food, tents and equipment. Unfortunately some coyotes stole all their stuff a couple of days ago and its taken 2 days to walk back […]