Tag Archives: budgeting

Cash Crunch : How To Get Out of Debt

This post will not apply to most readers…but bad luck / redundancy / business failure can hit anyone…please share this with anyone that you think would benefit from it… One of the big lessons that I learned working in corporate finance and restructuring is that companies do not go bust when they make losses or […]

How to buy a house in your twenties

This post is a <thought experiment> in risk taking for the young and the brave. It is most definitely <not> advice that applies to everyone. Let us start with the brutal truth…buying a house is sliding beyond the reach of more and more people. To get on the housing ladder in your 20s or 30s […]

Fuck You Money = The Power to Say No

If you want to be a free man (or woman), if you want to be citizen of Rome (rather than a slave) you need to be able to say no to your boss. This is best illustrated with a concept that I first stole learned from Nasim Taleb’s book Fooled by Randomness (although it’s appeared in multiple places and […]

The 3 Legs of The Stool are Wealth, Health and Relationships

Most people struggle to save for retirement and can’t see that financial independence is even a possibility. So most personal finance content is either primary skool level (save 10% on your utility bills) or, at the other extreme, over-engineered (e.g. super-arcane detail on pension law) or designed to sell product (e.g. insurance policies, expensive gimmicky […]