Tag Archives: financial coaching

Lessons from The Great Crypto Crash of May 2021

Last week I wrote about crypto and said it was in a bubble: Yes, this is a bubble. Yes, lots of punters will get rekt (as the lingo goes). Traders gonna trade and it’s not my job or your job to save them. It would have been good if my time machine had been working […]

Now that’s what I call Financial Independence! 26

It’s hard to write about money because everyone is in a different place with different circumstances. The last year or so has been tough for many…especially the young. As I see my kids grow up, I’m reminded of the struggles that younger people go through. I got lucky in many ways. But it’s never easy. […]

What’s at the bottom of The Crypto Rabbit Hole? (Part 2)

In Part 1, I explained that I was late to crypto because what I saw at first glance (a speculative frenzy) had put me off. But I was wrong. Things get more and more interesting as you go further down the rabbit hole. Please bear in mind that I am not trying to persuade anyone […]

What’s at the bottom of The Crypto Rabbit Hole? (Part 1)

The $90 billion IPO of Coinbase last week was a landmark in finance. Coinbase is to cryptocurrencies what Paypal is to money transfer. Both are disruptive start ups that use the internet to simplify the process of handling money. Paypal links the legacy banking system to the email system. Coinbase links the legacy banking system to a crypto exchange […]

The Ten Commandments of Index Investing

In a society with a hole where religion used to be, maybe we need clearer guidance? Much of life is too complicated to be boiled down to just a few simple rules to follow. But it is possible to make investing clearer and simpler than the media and financial services industry have. So listen up […]

The Principles of Ethical Monetisation

In Part 1 we covered how the internet changed the economics of content creation. In Part 2, I cover The Principles Of Ethical Monetisation which are: Both the consumer and the producer should benefit from any transaction The producer should not sell things that don’t deserve to exist The consumer should not expect something for […]

One Thousand True Fans: internet economics and ethical monetisation

There’s a big shift going on in the internet economy. I’m talking about the move to direct business models where writers and creators get paid by the people that value their content. A thousand flowers will bloom. Independent content creators are thriving and new tools are springing up to help them. The gatekeepers are dying. […]

Burnout, Variety and Crop Rotation

I’ve written a lot about the value of habit formation and repetition. I’ve been riffing off Aristotle (or whoever it was) who said: We become what we repeatedly do. Habits are super-important. Lockdown has been an opportunity for me to change my diet habits and I’ve been off alcohol (with surprisingly good results) in 2021. I like […]

You can’t control The Outcome, you can only control The Process (Part 2)

Aristotle said: We become what we repeatedly do. This neatly summarises the transmission mechanism between actions, routine, habits and, eventually, identity. Actions are things we do. Maybe once. Maybe everyday. Frequency and repetition are the magic ingredients that change actions into routine and then eventually into habits. Eventually habits sink in so deeply that they […]

You can’t control The Outcome, you can only control The Process (Part 1)

Getting to financial independence is a bit like cycling to Paris or running a marathon. Other people have done it, so we know that it must be possible. But it seems like an intimidating distance if you haven’t done it before. The Outcome is reaching Paris or the finish line. What is The Process? Well […]