Tag Archives: financial coaching

The Aggregation of Marginal Gains (Part 2)

The key insight from The Aggregation of Marginal Gains (Part 1) is that every little helps. The little things, if done better, all add up to create great results over time. If you can make lots of small improvements in different areas, they all add up to the sort of world-class performance that wins you a long […]

Let’s go outside!

It’s a cold Autumn morning but I feel good…better than I normally do at this time of year. That’s because I’ve been making a conscious effort this week to haul my lazy butt outside every day. In Spring / Summer, getting outdoors comes naturally. But at this time of year, it may take a conscious […]

University Challenged

Today we have another guest post from ChloĆ«, our favourite pun-cracking eco-hippy…this time about whether university now makes financial sense? Let’s all agree upfront that education and learning are good and noble things. But going to university is no longer the easy decision that it was back in the day. When I went, only about […]

Now that’s what I call Financial Independence! 22

The Year is 2020. The World is on tenterhooks, awaiting the outcome of The Most Important Election Since The Last One. Meanwhile, a made-up clown in denial takes to the internet and social media…despite The Express Wish Of The People. Has he no shame? Will he never shut up? Why won’t he just accept it’s […]

The Sergeant Major and The Zen Master

If you are going to build wealth, you need to think about trade-offs between now and the future. Every day you are going to have to make choices between your current self and your future self. Choices between spending now and investing for the future. Choices between procrastinating and taking action. Choices between patience and […]

Who Saves Wins

I sometimes think that saving has a PR problem. Saving is often seen as a defensive move, something that’s a bit boring or something that you do when you are in fear (e.g. of losing your job). But saving is the foundation of your financial security. When you have a secure financial base, you can […]

Back from the brink of financial oblivion

I heard a story last week that’s too good not to share. I was on Zoom talking to a subscriber to The Escape Manual. He told me how he’d pulled off a massive 180 degree turnaround: going from debt disaster to responsible role model and provider for his children. So I asked James (names changed for obvious reasons) if he would […]

When you want to help people, you tell them the truth

I sometimes think I should teach a course on how to create a popular blog that goes viral and conquers the world. I would offer The Escape Artist as an example of how not to do it. That’s because The Escape Artist blog remains obscure …let’s be generous…mostly undiscovered. In terms of changing the world, […]

How to spot a conflict of interests (Part 2)

In Part One we explored why you should never ask a barber if you need a haircut and why you should never rely on instructions from Proctor & Gamble for how much of their washing liquid you should be using. Today in Part Two we are going to look a bit closer at conflicts of […]

Price is what you pay, value is what you get

Imagine that Bill and Ted have gone trekking in a remote corner of the Death Valley National Park in the USA. They’ve been backwoods camping and were carrying all their own food, tents and equipment. Unfortunately some coyotes stole all their stuff a couple of days ago and its taken 2 days to walk back […]