Tag Archives: financial coaching

What’s at the bottom of The Crypto Rabbit Hole? (Part 2)

In Part 1, I explained that I was late to crypto because what I saw at first glance (a speculative frenzy) had put me off. But I was wrong. Things get more and more interesting as you go further down the rabbit hole. Please bear in mind that I am not trying to persuade anyone […]

We don’t just consume The News, eventually The News consumes us

The News is like alcohol. Both are drugs that give you a quick buzz but both are depressants. Both are habit forming. Some people can do moderation but many struggle with that. Every week I talk to intelligent people who are holding down demanding jobs and toughing it out as parents. It’s not easy. And […]

What’s at the bottom of The Crypto Rabbit Hole? (Part 1)

The $90 billion IPO of Coinbase last week was a landmark in finance. Coinbase is to cryptocurrencies what Paypal is to money transfer. Both are disruptive start ups that use the internet to simplify the process of handling money. Paypal links the legacy banking system to the email system. Coinbase links the legacy banking system to a crypto exchange […]

The Ten Commandments of Index Investing

Cease thy sniggering heathens and pray silence at the back…for I bring you The Word of God. Right…I’m not religious myself but there is a school of thought that says that Western society is suffering from a God-shaped hole. People are disorientated, so the theory goes, by the lack of clear moral guidance. Most people […]

Financial independence

One step at a time

We know that the best time to plant a tree was 20 years ago and that the second best time is now. So why not plant the tree today that will provide you with shade and shelter in 20 years time? But people sometimes fret about exactly how the tree will turn out. Which week will […]

The Principles of Ethical Monetisation

In Part 1 we covered how the internet changed the economics of content creation. In Part 2, I cover The Principles Of Ethical Monetisation which are: Both the consumer and the producer should benefit from any transaction The producer should not sell things that don’t deserve to exist The consumer should not expect something for […]

One Thousand True Fans: internet economics and ethical monetisation

There’s a big shift going on in the internet economy. I’m talking about the move to direct business models where writers and creators get paid by the people that value their content. A thousand flowers will bloom. Independent content creators are thriving and new tools are springing up to help them. The gatekeepers are dying. […]

What I learned talking to Cal Newport

I like to think I know a thing or two about deep work, the creative process of things like writing, software coding or financial modelling. But then you speak to someone who is best in class and you realise how much more they know than you! On Monday I interviewed Cal Newport, author of Deep Work, A World […]

The problem with market timing

Wayne and Gary had the worst suits of any company management team I’d ever met. Wayne was the CEO and had a green suit and a mullet hairstyle. Gary was the CFO and had a brown suit. They mismanaged a loss-making internet company that, at its peak, was briefly valued by the stock market at ~£1 billion in the dotcom […]

I’m happy using electricity without understanding it

We often hear that you shouldn’t invest in something you don’t understand. And there is some truth in that. You should do your own research. But how much research to do? It’s probably less than you think. Perhaps less than you’ve done already? That’s because you don’t need to understand everything about investing to do it effectively. There are many […]