Category Investing

It’s in the price…the stockmarket has already taken that stupid internet article into account

I’m as big a fan of financial education and open discussion as anyone – but most financial discussions online are woefully poor. On the internet, the blind lead the blind. There are always boomsters and doomsters but the curse of investing is that the bear case looks smarter. To add the spurious impression of evidence, […]

The inestimable advantages of having a plan

There’s nothing quite like a global pandemic or a zombie apocalypse to focus the mind and bring perspective to our first world problems. Tough times have the potential to bring out the best in people. But recent events have reminded us that humans don’t deal well with invisible threats. We fail to plan for unforeseen events […]

Victory is Inevitable (Part 2)

It’s always darkest just before the dawn. It may not feel like it but we are already through the most dangerous time. What do I mean by that? We are certainly not through the health impact of COVID-19. Nor are we through the economic aftershocks which are coming down the road towards us. These will […]

Victory is Inevitable (Part 1)

On a long enough timeline, your chances of getting wealthy are close to 100%. Wealth accumulation is the ultimate long game. If you stick with it for long enough, there are only 2 outcomes. One is that you get wealthy (compared to where you are now). The other is that the world as we know […]

Sweat Those Assets!

Let’s say you own a boat / caravan / painting that’s sat idle in your garage worth £10,000. You didn’t use it last year and it earned you nothing. But if you’d sold it and invested the cash in a global equities tracker fund, last year you’d have made £2,200 (22%). In a more average […]

Where do stockmarket returns come from?

This blog is written for grown-ups who know where babies come from. But it has been brought to my attention that not everyone knows where stockmarket returns come from.  So let’s put that right. 2019 was another stand-out year for stockmarket returns around the world. The chart below is in $ terms so the percentages […]

How To Build A Compounding Machine

Imagine a black box. Your job is to earn and save as much money as you can. You put the cash saved into the black box…into your compounding machine. Once you put the cash inside the box and close the lid, the magic starts to happen. Inside the black box the most powerful force in […]

The Ice Sculpture, The Turkey and The Rollercoaster

Back in 2014, I wrote a blogpost called The Ice Sculpture and The Turkey that talked about the risks of investing (and the risks of not investing). I was reminded of this when discussing investment risks recently with Andy Hart from The Maven Money podcast. You can watch our discussion on investing here: You can […]

How to own The World (and how to move it)

I already told you guys how to own the world…you just buy something like the Vanguard Global All Cap Index Fund (VRXXB) via an online broker (also known as a platform). Why a global equities tracker fund? Because you then own shares in all the big companies in the world, you are diversified geographically and the […]

Investing made simpler

This post was originally written in Nov 2018 and updated in March 2020 Investing can be made really simple. It’s as simple to invest in the stock market and manage your own portfolio as it is to manage an online bank account. But what to buy? With thousands of heavily marketed funds, we get bombarded […]