Category Investing

How To Build A Compounding Machine

Imagine a black box. Your job is to earn and save as much money as you can. You put the cash saved into the black box…into your compounding machine. Once you put the cash inside the box and close the lid, the magic starts to happen. Inside the black box the most powerful force in […]

The Ice Sculpture, The Turkey and The Rollercoaster

Back in 2014, I wrote a blogpost called The Ice Sculpture and The Turkey that talked about the risks of investing (and the risks of not investing). I was reminded of this when discussing risk recently with Andy Hart from The Maven Money podcast. You can watch our discussion on investing here: You can boil […]

How to own The World (and how to move it)

I already told you guys how to own the world…you just buy something like the Vanguard Global All Cap Index Fund (VRXXB) via an online broker (also known as a platform). Why a global equities tracker fund? Because you then own shares in all the big companies in the world, you are diversified geographically and the […]

Honestly, could this investing lark be any easier?!?

If you think investing has to be complicated or scary then you’re looking at it wrong. It’s as easy to invest in the stock market and manage your own portfolio as it is to manage an online bank account. So how can you tell if you’re capable of managing your own portfolio? Ask yourself the […]

The Art of Wealth Preservation

OK, it looks like you made it to financial independence. Well done! You’ve spent the last decade or two with your spending locked down and your saving rate up at 50+%.  You’ve amassed a Freedom Fund worth 25x or more your annual spending.  That will probably be enough. This is sometimes known as “Fuck You Money”. […]

Do you even know what’s going on in your pension?

Here’s a question for you: Who is responsible for your pension? Now, if you answered “errr, don’t know” or “my financial adviser” or “I think its an insurance company”, then that’s pretty normal.  But its the wrong answer. The correct answer is that YOU are responsible for your pension! I’ve noticed that even people who […]

There’s a major market crash coming…

Investment wise, 2017 was as calm as a mill pond. The stock market did not crash. There was no zombie apocalypse to speak of and The World continued a 4 billion year lucky streak by not ending. My stock picks delivered 13.5%…just beating the FTSE All Share index which gave a total return of 13.1%.  […]