Category Investing

Victory is Inevitable

It’s always darkest just before the dawn. It may not feel like it but we are already through the most dangerous time. What do I mean by that? We are certainly not through the health impact of COVID-19. Nor are we through the economic aftershocks which are coming down the road towards us. These will […]

Sweat Those Assets!

Let’s say you own a boat / caravan / painting that’s sat idle in your garage worth £10,000. You didn’t use it last year and it earned you nothing. But if you’d sold it and invested the cash in a global equities tracker fund, last year you’d have made £2,200 (22%). In a more average […]

Human progress drives long term stock market returns

2019 was another stand-out year for stockmarket returns around the world. The chart below is in $ terms so the percentages in £ sterling terms will be slightly different but you get the picture: Source: http://www.visualcapitalist.com Results like this will, for many people, prompt the thought that it’s all too good to be true and […]

How To Build A Compounding Machine

Imagine a black box. Your job is to earn and save as much money as you can. You put the cash saved into the black box…into your compounding machine. Once you put the cash inside the box and close the lid, the magic starts to happen. Inside the black box the most powerful force in […]

Investing made simpler

Investing can be made really simple. It’s as simple to invest in the stock market and manage your own portfolio as it is to manage an online bank account. But what to buy? With thousands of heavily marketed funds, we get bombarded and over-loaded with information. To cut through all the noise, I wrote a […]

There’s a major market crash coming…

Crashes are a fact of life. The housing market and the stock market are both prone to crashes. It’s just that these crashes look different. In a housing market crash, prices are “sticky” and slow to adjust downwards as sellers resist price cuts.  Transactions dry up, people stay put and it can take years for […]

Peer to peer lending is just another form of sub-prime debt

Today’s post is taken from the classic personal finance book The Richest Man in Babylon. It’s fascinating to spot applications of the book’s ancient wisdom in today’s world.  Let’s take an example of a modern trend in finance that’s a lot older than it might look at first glance. Peer to peer (P2P) lending is where […]

What if Vanguard gets nuked?

One question I often get during financial coaching is: What would happen to my money if Vanguard went bust? I worked in corporate finance and saw enough companies go bust to know that it’s a good question. But The Escape Artist doesn’t believe in re-inventing the wheel.  Particularly if someone smart has already written about this in a […]

Hey everybody! The Emperor is butt naked!

In Hans Christian Andersen’s fairy tale of The Emperor’s New Clothes, two fund managers tailors promise an emperor a new suit of clothes made of the finest and most expensive fabric. They explain to the Emperor and his advisers that the fabric is invisible to people who are stupid and don’t understand tailoring. When the Emperor parades before his subjects in […]

Honey, I fired the wealth manager!

One of the great things about a blog is the comments, emails and other feedback from readers.  Best of all are reader success stories like the one I have for you today. Like everything good, the rewards of blogging are not always obvious at first. You share your insights and try to make the world a […]