Tag Archives: Investing
Investing made simple with a global equities tracker fund
It’s been a while since I did a “back to basics” post about investing. So here’s a quick reminder… The stockmarket is the best game in town for long-term wealth building. Long term returns on global equities have been about ~10% per year globally. As of May 2026, the MSCI World equity index has returned […]
Investing a lump sum: All at once or dripfeed in?
“What should I do with a cash lump sum?” For most people, this could be an inheritance, bonus or other windfall. But recently I had the fun challenge of discussing this with an owner whose business had just been through a partial sale to private equity. So they were sitting on a cash pile larger […]
The Power to Say No
If you want to be a free man (or woman), if you want to be citizen of Rome (rather than a slave) you need to be able to say no to your boss. This is best illustrated with a concept that I first stole learned from Nasim Taleb’s book Fooled by Randomness (although it’s appeared in multiple places and […]
The importance of low % fees in investing
In horse-racing, they add lead weights to the saddlebags in handicap races. % fees in investing are like those lead weights The higher the % fees, the heavier the weight carried by your fund… Higher % fees will probably lose you the race I did a webinar this week with a group of health professionals […]
Bogleheads and Bitcoin Maximalists
I know that some of you don’t want to hear this…but I have to tell you that crypto is back. It is my job to follow the data and trends in finance and explain what is going on to my financial coaching clients. It is not my job to push product. I don’t believe in just one […]
The 3 Legs of The Stool are Wealth, Health and Relationships
Most people struggle to save for retirement and can’t see that financial independence is even a possibility. So most personal finance content is either primary skool level (save 10% on your utility bills) or, at the other extreme, over-engineered (e.g. super-arcane detail on pension law) or designed to sell product (e.g. insurance policies, expensive gimmicky […]
The Escape Artist 