Tag Archives: Investing
How to buy a house in your twenties
This post is a <thought experiment> in risk taking for the young and the brave. It is most definitely <not> advice that applies to everyone. Let us start with the brutal truth…buying a house is sliding beyond the reach of more and more people. To get on the housing ladder in your 20s or 30s […]
Fuck You Money = The Power to Say No
If you want to be a free man (or woman), if you want to be citizen of Rome (rather than a slave) you need to be able to say no to your boss. This is best illustrated with a concept that I first stole learned from Nasim Taleb’s book Fooled by Randomness (although it’s appeared in multiple places and […]
The importance of low % fees in investing
In horse-racing, they add lead weights to the saddlebags in handicap races. % fees in investing are like those lead weights The higher the % fees, the heavier the weight carried by your fund… Higher % fees will probably lose you the race I did a webinar this week with a group of health professionals […]
Bogleheads and Bitcoin Maximalists
I know that some of you don’t want to hear this…but I have to tell you that crypto is back. It is my job to follow the data and trends in finance and explain what is going on to my financial coaching clients. It is not my job to push product. I don’t believe in just one […]
The 3 Legs of The Stool are Wealth, Health and Relationships
Most people struggle to save for retirement and can’t see that financial independence is even a possibility. So most personal finance content is either primary skool level (save 10% on your utility bills) or, at the other extreme, over-engineered (e.g. super-arcane detail on pension law) or designed to sell product (e.g. insurance policies, expensive gimmicky […]
The Escape Artist 