I heard a story last week that’s too good not to share. I was on Zoom talking to a subscriber to The Escape Manual. He told me how he’d pulled off a massive 180 degree turnaround: going from debt disaster to responsible role model and provider for his children. So I asked James (names changed for obvious reasons) if he would […]

I’ve now been blogging for 6 years and it’s been fun. But in terms of changing the world, after 6 years of painstaking and regular(ish) posting, I would give myself a B+ for effort but only a D- for achievement. At an individual level, through my financial coaching, I’ve helped a lot of people change […]

Reflecting back on investment / money / life lessons learned so far in 2020 in this interview with Andy Hart on The Maven Money podcast.

In Part One we explored why you should never ask a barber if you need a haircut. That and why you shouldn’t rely on instructions from Proctor & Gamble for how much of their washing liquid to use. Today in Part Two we are going to look a bit closer at conflicts of interest in […]

This post was first published in 2016 and updated in August 2020 Years ago, I was putting some clothes into the washing machine. I wondered: how much liquid washing powder I should use? So I looked at the instructions on the bottle which told me to put in 2 capfuls per load. I was running […]

Imagine that Bill and Ted have gone trekking in a remote corner of the Death Valley National Park in the USA. They’ve been camping and were carrying all their own food, tents and equipment. Unfortunately some coyotes stole all their stuff a couple of days ago, since when they’ve been walking back towards their car. […]

When I was young and in my first proper job, one of the senior people described a new client that he was excited to be working with. He explained the reason by saying: “they’re the sort of person for who money just sticks to their fingers”. Being an inexperienced idiot, I didn’t know what he […]

On the internet, I recently stumbled across another blogger who had taken a list of pop songs and flogged them like a dead horse reviewed them for FI messages. This reminded me of something I heard Andy Hart (of the excellent Maven Money podcast) say: When you steal an idea from me, you’re stealing twice. […]

As we covered in Part 1, it’s a lot easier to save more when you are on a higher income. Obviously. So let’s dive back into that subject with a look at a key aspect of how you make more money: by selling. You may now be thinking: “yuk, that’s not for me”. Sales and […]

I saw this board outside a cafe in the high street of my town and loved it. I took a photo and then went into the cafe. I’d never been in before but I had a chat with Emma, the proprietor (who was also the barista, waitress, cleaner, CEO and pretty much everything whilst her […]