In Part One we explored why you should never ask a barber if you need a haircut and why you should never rely on instructions from Proctor & Gamble for how much of their washing liquid you should be using. Today in Part Two we are going to look a bit closer at conflicts of […]

This post was first published in 2016 and updated in August 2020 Years ago, I was putting some clothes into the washing machine. I wondered: how much liquid washing powder I should put in? So I looked at the instructions on the bottle which told me to put in 2 capfuls per load. I was […]

Imagine that Bill and Ted have gone trekking in a remote corner of the Death Valley National Park in the USA. They’ve been backwoods camping and were carrying all their own food, tents and equipment. Unfortunately some coyotes stole all their stuff a couple of days ago and its taken 2 days to walk back […]

When I was young and in my first proper job, one of the senior people described a new client that he was excited to be working with. He explained the reason by saying: “they’re the sort of person for who money just sticks to their fingers”. Being an inexperienced idiot, I didn’t know what he […]

On the internet, I recently stumbled across another blogger who had taken a list of pop songs and flogged them like a dead horse reviewed them for FI messages. This reminded me of something I heard Andy Hart (of the excellent Maven Money podcast) say: When you steal an idea from me, you’re stealing twice. […]

As we covered in Part 1, it’s a lot easier to save more when you are on a higher income. Obviously. So let’s dive back into that subject with a look at a key aspect of how you make more money: by selling. You may now be thinking: “yuk, that’s not for me”. Sales and […]

I saw this board outside a cafe in the high street of my town and loved it. I took a photo and then went into the cafe. I’d never been in before but I had a chat with Emma, the proprietor (who was also the barista, waitress, cleaner, CEO and pretty much everything whilst her […]

One of my favourite descriptions of financial independence is that its an environmental movement dressed up as a $$$ GET RICH QUICK $$$ scheme. Today’s guest post from a TEA reader helps join the dots for other people who are earlier in the journey from consumer to producer / escape artist / environmentalist. The Escape […]

In online financial discussions, there are bears and bulls, boomsters and doomsters. Sadly, the curse of investing debates and discussions is that the bear case looks / sounds smarter. To add the spurious impression of evidence, the doomsters often back up their argument with a link to some crappy online article…YEAH, BUT WHADDABOUT THIS?!? This has […]

There is no One True Path to financial freedom (nor through life generally). This site is for grown-ups so I don’t tell you what you must do, I just tell you what worked for me. And some other stuff that’s hopefully helpful and interesting. You get to choose which bits to use in your own […]