The News is like alcohol. Both are drugs that give you a quick buzz but both are depressants. Both are habit forming. Some people can do moderation but many struggle with that. Every week I talk to intelligent people who are holding down demanding jobs and toughing it out as parents. It’s not easy. And […]

The $90 billion IPO of Coinbase last week was a landmark in finance. Coinbase is to cryptocurrencies what Paypal is to money transfer. Both are disruptive start ups that use the internet to simplify the process of handling money. Paypal links the legacy banking system to the email system. Coinbase links the legacy banking system to a crypto exchange […]

There is a school of thought that says that Western society is suffering from a God-shaped hole. In a society with a hole where religion used to be, maybe we need clearer guidance? Much of life is too complicated to be boiled down to just a few simple rules to follow. But it is possible […]

Financial independence

We know that the best time to plant a tree was 20 years ago and that the second best time is now. So why not plant the tree today that will provide you with shade and shelter in 20 years time? But people sometimes fret about exactly how the tree will turn out. Which week will […]

Another day in lockdown…another Now That’s What I Call Financial Independence! They said we should be patient… …but who knew it could go on this long?? Hopefully it’s almost over now. Yes…The Escape Artist is back to review more classic songs about financial independence in the guise of a music critic from the NME…armed with earnest prose, […]

I’ve said before that there are two ways to improve your happiness. You can either get more or you can want less. Either way works. I’m not sure it matters which way is “best”. What I’m sure about is that wanting less is a whole lot cheaper than getting more. Consider the boundary case of […]

In Part 1 we covered how the internet changed the economics of content creation. In Part 2, I cover The Principles Of Ethical Monetisation which are: Both the consumer and the producer should benefit from any transaction The producer should not sell things that don’t deserve to exist The consumer should not expect something for […]

There’s a big shift going on in the internet economy. I’m talking about the move to direct business models where writers and creators get paid by the people that value their content. A thousand flowers will bloom. Independent content creators are thriving and new tools are springing up to help them. The gatekeepers are dying. […]

I like to think I know a thing or two about deep work, the creative process of things like writing, software coding or financial modelling. But then you speak to someone who is best in class and you realise how much more they know than you! On Monday I interviewed Cal Newport, author of Deep Work, A World […]

Wayne and Gary had the worst suits of any company management team I’d ever met. Wayne was the CEO and had a green suit and a mullet hairstyle. Gary was the CFO and had a brown suit. They mismanaged a loss-making internet company that, at its peak, was briefly valued by the stock market at ~£1 billion in the dotcom […]