For me, the test of a good personal finance blog is whether it delivers useful and actionable information. The readers can then decide for themselves how that information fits into their own life and to how / whether to action that information. That’s because this blog is for grown ups, capable of making their own minds […]

It’s no accident that I chose a military theme for this website. When you are fighting a war, the stakes are too high for political correctness, waffle and wishful thinking. So there’s a directness about the military that I’ve always admired. But there’s much more to it than that. The military mindset combines discipline and […]

I already told you guys how to own the world…you just buy something like the Vanguard Global All Cap Index Fund (VRXXB) via an online broker (also known as a platform). Why a global equities tracker fund? Because you then own shares in all the big companies in the world, you are diversified geographically and the […]

Last week I was interviewed on a local community radio station. I’ve done interviews before so I was ready for most of the questions. But there was one question I wasn’t expecting. I wasn’t prepared for the DJ (the lovely Melissa) asking me what songs she should play? How awesome is that?! But what songs […]

I was interviewed last week by someone researching the financial independence movement and was surprised when they asked me if I agreed that FIRE is an anti-capitalism movement? No! I think he may have had his terms muddled up. When thinking about this stuff you need to understand the 4 Cs: Capitalism Consumerism Corporatism Communism Let’s […]

In It’s Easier Without Children (Part 1), we talked about how not having a child could save you a million pounds. And that’s certainly possible. The decision of whether to have children is super-important and children can cost LOTS of money. But it doesn’t matter that modern life feels so expensive. Logic tells us that it must be possible to […]

Meet Justin and Jessica. They’ve been together for just over a year. Justin is the one wearing the ill-fitting T shirt and cargo shorts. Jessica is the immaculately groomed one in metallic grey.  Jessica is expensive to run and a little above Justin’s paygrade. Perhaps that’s why he’s so devoted to her? Justin thinks he’s got lucky but I’m not so sure about […]