Tag Archives: Financial independence

Geographic arbitrage and the beauty of having a Plan B

I once helped cure the financial anxiety of a French fund manager. He was stressed out by his job (he was worried – with some justification – that the robots were coming for him) and his London lifestyle. Perhaps you too would like to feel less anxious (and get better with money)? If so, please continue and I […]

Get Rich Slowly, Get Started Quickly

Getting rich slowly is the safest way. Getting rich slowly is the most reliable way. It may be the only way. Waiting to win the lottery is waiting to be chosen by a universe that’s indifferent to our existence. Day trading and other forms of gambling only makes the banks, bookies and brokers rich. Working at […]

The more runway you have, the safer you are

My Dad once learned how to fly a microlight, a flying contraption that looks like a bit like a hang glider attached to a lawnmower. It’s probably not the safest hobby you could choose. He learned to fly this thing at a rustic airstrip which, by all accounts, was just a grass field with a hedge […]

Financial freedom

What if never working again was just The Hook?

I think of quitting work and never working again as “The Hook” of financial independence.  It’s the thing that first captures people’s attention. How do we know this? Well, it’s always the thing that the mainstream media focus on when they feature financial independence. The Media know they have to lead with something that catches people’s […]

The Ten Commandments of Index Investing

Much of life is too complicated to be boiled down to just a few simple rules to follow. But it is possible to make investing clearer and simpler than the media and financial services industry have. So listen up heathens…here are the 10 commandments of simple low-cost equity investing. 1. Know thy purpose Money is […]

First things first : get out of debt

“I would like to ask some advice from you. I have recently came into a small windfall of money to the sum of £3K and wondered what best to do with it. Not a lot I know, but for me (on a low salary) its quite a bit. Initially my thoughts were to either: – […]

The Inestimable Advantages of Living a More Natural Life

Our ancestors lived for millions of years without money. This explains why spending does not equal happiness.  The things that make us happy are the natural “wins” that we would have experienced over the millennia: being in nature, overcoming obstacles, eating real food, conversation and laughter, relationships, happy children and community. The best things in life are […]

The Beauty of Minimalism

We are buying things we don’t need, with money we don’t have, to impress people we don’t even know The Minimalists Minimalism is simple. Its where you stop buying, worshipping and hording ever more stuff – physical possessions. What I love about minimalism is that it’s 100% positive and the benefits are immediate. And where […]

Power is the ability to control your own life

This is the story of Ralph, taken from the book Why Men Are The Way They Are by Warren Farrell.  Ralph’s story may not be normal – he was an unusually high earning lawyer – but it is representative. You can think of this as a parable about the trap of becoming overly focussed on status and […]

The 3 numbers that can make you a millionaire

Last week I gave a talk to a room of people about 3 numbers that can change your life. I’d been invited to speak to a London team of an American multinational company by a reader who is a good guy and an unusually enlightened manager. He’d been struck by the lack of unbiased financial […]