Author Archives: The Escape Artist

Now that’s what I call Financial Independence! 27

First they said it was just a one off “to flatten the curve”. We should be patient, they said. Just one more time, they said. They’re just taking the piss now. Enough is enough. Yes, that’s right…The Escape Artist is back to review more classic songs about financial independence in the guise of a music critic from […]

The Purpose Of Frugality Is To Get Your Stake Money Together

Not buying stuff is easy. It became my default mode years ago. I don’t identify as frugal…if I want something, I’ll buy it…it’s just that I don’t want more stuff. Generally, I don’t want the extra hassle involved. Everyone has a different view of what “enough” looks like. It’s all relative.  Is Bill Gates being […]

Lessons from The Great Crypto Crash of May 2021

Last week I wrote about crypto and said it was in a bubble: Yes, this is a bubble. Yes, lots of punters will get rekt (as the lingo goes). Traders gonna trade and it’s not my job or your job to save them. It would have been good if my time machine had been working […]

Now that’s what I call Financial Independence! 26

It’s hard to write about money because everyone is in a different place with different circumstances. The last year or so has been tough for many…especially the young. As I see my kids grow up, I’m reminded of the struggles that younger people go through. I got lucky in many ways. But it’s never easy. […]

What’s at the bottom of The Crypto Rabbit Hole? (Part 2)

In Part 1, I explained that I was late to crypto because what I saw at first glance (a speculative frenzy) had put me off. But I was wrong. Things get more and more interesting as you go further down the rabbit hole. Please bear in mind that I am not trying to persuade anyone […]

What’s at the bottom of The Crypto Rabbit Hole? (Part 1)

The $90 billion IPO of Coinbase last week was a landmark in finance. Coinbase is to cryptocurrencies what Paypal is to money transfer. Both are disruptive start ups that use the internet to simplify the process of handling money. Paypal links the legacy banking system to the email system. Coinbase links the legacy banking system to a crypto exchange […]

The Ten Commandments of Index Investing

In a society with a hole where religion used to be, maybe we need clearer guidance? Much of life is too complicated to be boiled down to just a few simple rules to follow. But it is possible to make investing clearer and simpler than the media and financial services industry have. So listen up […]

Now That’s What I Call Financial Independence! 25

Another day in lockdown…another Now That’s What I Call Financial Independence! They said we should be patient… …but who knew it could go on this long?? Hopefully it’s almost over now. Yes…The Escape Artist is back to review more classic songs about financial independence in the guise of a music critic from the NME…armed with earnest prose, […]

Not wanting something is as good as having it

I’ve said before that there are two ways to improve your happiness. You can either get more or you can want less. Either way works. I’m not sure it matters which way is “best”. What I’m sure about is that wanting less is a whole lot cheaper than getting more. Consider the boundary case of […]

The Principles of Ethical Monetisation

In Part 1 we covered how the internet changed the economics of content creation. In Part 2, I cover The Principles Of Ethical Monetisation which are: Both the consumer and the producer should benefit from any transaction The producer should not sell things that don’t deserve to exist The consumer should not expect something for […]