Tag Archives: financial freedom
Fuck You Money = The Power to Say No
If you want to be a free man (or woman), if you want to be citizen of Rome (rather than a slave) you need to be able to say no to your boss. This is best illustrated with a concept that I first stole learned from Nasim Taleb’s book Fooled by Randomness (although it’s appeared in multiple places and […]
The Workplace is a game of Snakes and Ladders
In order to win the game, you must first survive in the game. The modern workplace involves a series of games to be played, ladders to be climbed (promotions) and snakes to be avoided. The Workplace is where we (people interested in financial freedom) get our start. It’s where we earn, where we progress and […]
How to negotiate a big payrise
When it comes to career progression, AC/DC put it best in their 1975 classic: “It’s a long way to the top”. Getting robbed, getting took… I tell you folks, it’s harder than it looks It’s a long way to the top, if you wanna rock ‘n roll AC/DC : It’s A Long Way To The […]
The importance of low % fees in investing
In horse-racing, they add lead weights to the saddlebags in handicap races. % fees in investing are like those lead weights The higher the % fees, the heavier the weight carried by your fund… Higher % fees will probably lose you the race I did a webinar this week with a group of health professionals […]
If more people did money like they play Monopoly, they’d be a lot better off
Nobody ever went to Monopoly Business School and yet on some level everyone knows how to win at Monopoly. For those who’d like a quick reminder, here’s how you win at Monopoly: Similarly, we could say that everyone knows (on some level) what they should do to get rich(er). It’s just that only a certain […]
Why do so many people hate their jobs?
Bio-chemistry is upstream of everything Bio-chemistry is upstream of your success in life including your performance at work, promotions and career change…all of which are easier when you are full of energy and confidence. Your bio-chemistry dictates your health, your energy levels and your ability to do hard things. Your bio-chemistry determines your lived experience. […]
It’s as simple to invest your own portfolio as it is to run an online bank account
I have NEVER met anyone who said that they were incapable of running their own online bank account. I never met anyone unable to to deposit some money, pay a utility bill and make a withdrawal from an online bank account. This is good news because it’s as simple to invest your own portfolio as […]
The purpose of money is to get you the lifestyle that you want
The purpose of money is to get you the lifestyle that you want and improve your quality of life. If you get rich but never use your money for this purpose, it’s like saving your fire extinguisher when your house is burning down…it’s just hoarding. Lifestyle includes where you live, who you spend time with […]
Financial guidance done properly
Before I started financial coaching, I asked myself the following question: “What would financial guidance look like if it were done well?“ What if we could give guidance that reflected the true importance of saving, minimalism (avoiding consumerism), compounding and low investment fees? What if we didn’t have to sell / recommend / push products […]
Geographic arbitrage and the beauty of having a Plan B
I once helped cure the financial anxiety of a French fund manager. He was stressed out by his job (he was worried – with some justification – that the robots were coming for him) and his London lifestyle. Perhaps you too would like to feel less anxious (and get better with money)? If so, please continue and I […]
