Tag Archives: financial freedom

The more runway you have, the safer you are

My Dad once learned how to fly a microlight, a flying contraption that looks like a bit like a hang glider attached to a lawnmower. It’s probably not the safest hobby you could choose. He learned to fly this thing at a rustic airstrip which, by all accounts, was just a grass field with a hedge […]

Now That’s What I Call Financial Independence! 29

One of the oddest things about the cultural mood over the last few years is that, putting substance aside, it has encouraged a weird sort of humourlessness on the internet about everything, in a way that removes all fun, colour and energy. Not on my watch though. Being able to laugh at yourself and all […]

Crypto : From Evil Criminal Network to Sensible Investment in just 18 months

It’s amazing how quickly the media narrative shifts. Crypto has gone from being portrayed as the payments network for SPECTRE Criminal Enterprises Inc. to sensible investment in just 18 months. If the speed of this change seems crazy to you, you’re not alone. Everything is speeding up One of the reasons that everything seems crazy these days […]

Get Rich Without Recipes

Would you like to hear something shocking and sacrilegious? Okay…today I am going to make the case against the much loved institutions of recipes, cookbooks and celebrity chefs. Yes, I realise how popular celebrity cookbooks are. And yes, maybe Nigella Lawson was hot in her day? Maybe Jamie Oliver really is a diamond geezer? Maybe Ainsley […]

Financial freedom

The Hook

The idea of quitting work and never working again is “The Hook” of financial independence.  It’s the thing that first captures people’s attention. How do we know this? Well, it’s always the thing that the mainstream media focus on when they feature financial independence.  The Media know they have to lead with something that catches people’s […]

Now that’s what I call Financial Independence! 28

Opinion is divided on the Now That’s What I Call FI! series. Some say it became shit as time went on and The Escape Artist increasingly looked to have exhausted his musical repetoire. Others disagree, saying that it was always shit. But those same people would probably have criticised Michelangelo’s paintwork on the ceiling of […]

Get Rich Slowly, Get Started Quickly

Getting rich slowly is the safest way. Getting rich slowly is the most reliable way. It may be the only realistic way. Waiting to win the lottery is waiting to be chosen by a universe that’s indifferent to our existence. Day trading only makes the banks and brokers rich. Working at a startup is much better […]

You’re only as strong as your weakest link

Most people think personal finance is about choosing between bank accounts. Or different insurance products. Or collecting reward points and 10% off coupons at their supermarket. That stuff is mostly irrelevant. This begs a question: why does most personal finance content bear no relationship to what actually works for building wealth? What matters is getting […]

Your % savings rate is the most important number

Originally published 2020, updated July 2021 I sometimes think that saving has a PR problem. Saving is often seen as something that’s a bit boring or something that you do when you are in fear (e.g. of losing your job). But saving is the foundation of your financial security. When you have a secure financial […]

Now that’s what I call Financial Independence! 27

First they said it was just a one off “to flatten the curve”. We should be patient, they said. Just one more time, they said. They’re taking the piss now. Enough is enough. Yes, that’s right…The Escape Artist is back to review more classic songs about financial independence in the guise of a music critic from the […]