Tag Archives: personal finance
Investing made simple with a global equities tracker fund
It’s been a while since I did a “back to basics” post about investing. So here’s a quick reminder… The stockmarket is the best game in town for long-term wealth building. Long term returns on global equities have been about ~10% per year globally. As of May 2026, the MSCI World equity index has returned […]
Investing a lump sum: All at once or dripfeed in?
“What should I do with a cash lump sum?” For most people, this could be an inheritance, bonus or other windfall. But recently I had the fun challenge of discussing this with an owner whose business had just been through a partial sale to private equity. So they were sitting on a cash pile larger […]
Cash Crunch : How To Get Out of Debt
This post will not apply to most readers…but bad luck / redundancy / business failure can hit anyone…please share this with anyone that you think would benefit from it… One of the big lessons that I learned working in corporate finance and restructuring is that companies do not go bust when they make losses or […]
The Power to Say No
If you want to be a free man (or woman), if you want to be citizen of Rome (rather than a slave) you need to be able to say no to your boss. This is best illustrated with a concept that I first stole learned from Nasim Taleb’s book Fooled by Randomness (although it’s appeared in multiple places and […]
The importance of low % fees in investing
In horse-racing, they add lead weights to the saddlebags in handicap races. % fees in investing are like those lead weights The higher the % fees, the heavier the weight carried by your fund… Higher % fees will probably lose you the race I did a webinar this week with a group of health professionals […]
The 3 Legs of The Stool are Wealth, Health and Relationships
Most people struggle to save for retirement and can’t see that financial independence is even a possibility. So most personal finance content is either primary skool level (save 10% on your utility bills) or, at the other extreme, over-engineered (e.g. super-arcane detail on pension law) or designed to sell product (e.g. insurance policies, expensive gimmicky […]
The Escape Artist 