When it comes to career progression, AC/DC put it best in their 1975 classic: “It’s a long way to the top”. Getting robbed, getting took… I tell you folks, it’s harder than it looks It’s a long way to the top, if you wanna rock ‘n roll AC/DC : It’s A Long Way To The […]
In horse-racing, they add lead weights to the saddlebags in handicap races. % fees in investing are like those lead weights The higher the % fees, the heavier the weight carried by your fund… Higher % fees will probably lose you the race I did a webinar this week with a group of health professionals […]
I know that some of you don’t want to hear this…but I have to tell you that crypto is back. It is my job to follow the data and trends in finance and explain what is going on to my financial coaching clients. It is not my job to push product. I don’t believe in just one […]
Most people struggle to save for retirement and can’t see that financial independence is even a possibility. So most personal finance content is either primary skool level (save 10% on your utility bills) or, at the other extreme, over-engineered (e.g. super-arcane detail on pension law) or designed to sell product (e.g. insurance policies, expensive gimmicky […]
Consider the following: Nobody ever went to Monopoly Business School and yet on some level everyone knows how to win at Monopoly. For those who’d like a quick reminder, here’s how you win at Monopoly: Similarly, we could say that everyone knows (on some level) what they should do to get rich(er). It’s just that […]
Bio-chemistry is upstream of everything Bio-chemistry is upstream of your success in life including your performance at work, promotions and career change…all of which are easier when you are full of energy and confidence. Your bio-chemistry dictates your health, your energy levels and your ability to do hard things. Your bio-chemistry determines your lived experience. […]
One of the questions that I often get asked by prospective financial coaching clients is: “Do you think you’d be able to teach me how to manage my own portfolio” The answer is always yes. I have NEVER met anyone who said that they were incapable of running their own online bank account. I never met anyone […]
The purpose of money is to get you the lifestyle that you want and improve your quality of life. If you get rich but never use your money for this purpose, it’s like saving your fire extinguisher when your house is burning down…it’s just hoarding. Lifestyle includes where you live, who you spend time with […]
First published 2015, updated in 2023 If you grew up in Britain in the 80s, you’d know that back then cycling was about as popular as leprosy. Cycling was for kids, the French and people that couldn’t afford a car. Back then, the idea of a British team winning the Tour de France or dominating Olympic cycling seemed […]
Before I started financial coaching, I asked myself the following question: “What would financial guidance look like if it were done well?“ What if we could give guidance that reflected the true importance of saving, minimalism (avoiding consumerism), compounding and low investment fees? What if we didn’t have to sell / recommend / push products […]
The Escape Artist 